Bank of Scotland

ytre

Hello all
I had 2 loans with bank of Scotland from 2006 on but ive no account numbers or paperwork at all, i just have the start and finish dates. Can i ask them for my full loan details or what should i do ? plus is there any template letters to ask for this. Any help greatly appreciated

di3004

ytre wrote: »

Hello all
I had 2 loans with bank of Scotland from 2006 on but ive no account numbers or paperwork at all, i just have the start and finish dates. Can i ask them for my full loan details or what should i do ? plus is there any template letters to ask for this. Any help greatly appreciated

Hi there

Your banking statements should enclose the loan account numbers next to the monthly repayment, so if your still with the same bank now - where you paid the direct debit and bank online, this may allow you to go back to about 2002, otherwise call into the branch who will check this out for you.
With these being from 2006 they will definately still hold details.

Basically, all you do for each account where mis sold ppi - is complete a reclaim questionnaire.
Step 3 below.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3

The above questionnaire replaced the template letter, complete and send to the head office or complaints dept of whatever business sold you the account, and keep copies.
If you are making a reclaim on both, you can either complete the same form for both or separately, personally I would do so separately so no confusion arises and keep copies as well, good luck.;)

ytre

Many thanks for your reply. I'll chase my bank up tomorrow on this and keep you posted. :T

di3004

ytre wrote: »

Many thanks for your reply. I'll chase my bank up tomorrow on this and keep you posted. :T

Your very welcome and the best of luck, we look forward to hearing from you.;)

dunstonh

Can i ask them for my full loan details or what should i do ?

Why do you need the details? You haven't stated what you want to do with them.

ytre

im tryin to claim my ppi back dunstonh. I phoned my own bank this morning but they cant give me the details i need. Its showing the direct debit for BOS but no account details .
Guess i'll need to write to BOS but ive read articles where they wont release details when the accounts are closed and both my accounts are closed . Any ideas for a step forward would be welcome.
Thanks in advance

dunstonh

You dont need the agreement to put a PPI complaint in. You just need to state why you believe you were mis-sold.

ytre

Thanks for the info dunstonh, It asks in the form for both the account number and the ppi number. can i just leave those blank and explain what i know about the loans on the last page.