We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The 'Save £12k in 2012' thread!

18990929495200

Comments

  • Well my first attempt didn't go too well this month.

    Having unintentionally spent more than my income, due to the car + MOT and other reasons (personal), this hasn't helped!

    But in reasoning with myself, I have just come through a christmas, so I shouldn't be too hard on myself.

    I did buy a few items in the sale/offers from the other boards - which I aim to sell on for small gains, but gains nonetheless. (Ebay free lsitings this weekend also, so that's good)

    Add to that the fact I gained a promotion at my new job!!!!! Wooo

    I should be back on track by next month, will just mean more effort!
  • Yesterday I decided I'm going to try and save £10K this year, so I hope it's not too late to join in! :j

    So it's £834 to save a month, which leaves me a tidy round sum to work with. The only problem is, once I take off rent, transport, monthly bills and gym subscription, I am left with about £200 a month for food, electricity, water, tv, entertainment, holidays etc! :O Maybe I'll start cycling to work instead (have meant to repeatedly and always dreaded it, but I can make another try!)

    I may have bitten slightly more than I can chew, but it's better to start overambitious and fall slightly short, than to aim lower and save less!
    Saving £10,000 in 2013: £4491.48/£10,000
  • redbull5
    redbull5 Posts: 312 Forumite
    Excellent news today, gt interest of my savings account of £161.86

    Which now brings my home savings balance upto £5600, with hopefully £600 going in when I get paid too!

    It Compensates as I had to fork out £430 for car repairs recently!

    Also got my my pay slip today - £1301.77

    That doesn't include the £285 which goes straight into my work share scheme!

    Delighted, big update on Friday when I gt paid
    From England - Live in Edinburgh and work as a bus driver
  • trixie4
    trixie4 Posts: 149 Forumite
    Part of the Furniture Combo Breaker
    Marcy_Marc wrote: »

    Add to that the fact I gained a promotion at my new job!!!!! Wooo

    I should be back on track by next month, will just mean more effort!

    Yay! Well done on your promotion. I think fortunate things like that are always a quick start to saving even more, rather than being tempted on splashing out with the extra income! Congrats :)
    6k in 2012: £4200.00/£6000.00
    6k in 2013: £8209.62/£6000.00
    7k in 2014: £5900/£7000
  • kimmy40
    kimmy40 Posts: 93 Forumite
    saved £19.05 with vouchers today in tesco plus went to put air in my tyres and there was already 20p sitting in the machine - result :j
  • dippykitty
    dippykitty Posts: 1,138 Forumite
    £8.82 added today so I'm creeping along very slowly. Cheque should clear early next week though so £100 to be added then.
    ISA savings: £25,139 Other Savings: £1750 (tied up in bond)
  • Annie021063
    Annie021063 Posts: 2,570 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    an extra £150 in the pot today taking us to £585.60 so far this month, could we hit the 1K, this would be double what we wanted to save
    well done everyone
  • Brallaqueen
    Brallaqueen Posts: 1,355 Forumite
    edited 21 January 2012 at 7:06PM
    Saved £600 & pennies this month.

    Not much else to report!
    Emergency savings: 4600
    0% Credit card: 1965.00
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 January 2012 at 7:12PM
    The lovely boyf added £20 to the savings today to take our total saved to £4000 (started saving when we moved in together!). This makes it £639.88 saved this month.

    I think we may struggle later in the year as have a 0% spending card which we bought all our furniture etc on; interest free runs out in November so we will start prioritising paying that for a few months (thought about stoozing but I'd rather not just for peace of mind!)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • natnat13
    natnat13 Posts: 646 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I am not doing well at this challenge! DH bought new glasses today £300!!!! He is bland as a bat so has extra thick lenses they then reduce etc etc. That is what we had managed to save this month. I will keep going though and hopefully make up for it!
    Mum to 2 DSs, dog mum, wife full-time worker.
    Keen to live a healthly lifestyle and save money
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.