The 'Save £12k in 2012' thread!

lula_moneybaggins

Finally, payday is here! Was that the longest month ever?!

Swiftly moved £900 into savings with my budget all set out for the coming [short! yessss] month. Hopefully I can move a bit more into savings next month.

So I'm declaring January at £900.

Well done everyone - there's some amazing money saving going on here!

Lula

newfoundglory

Yes, it was a really long month. January is definitely getting longer and slower every year

DP1985

MyLastFiver wrote: »

I agree with you on this. Liquid capital gains only for me. Paper gains are just that - you're no richer until you sell

Good stuff - will make sure on secured gains are included in the analysis.

Thanks for the response. :beer:

DP1985

I've totted up my savings now (gotta love the spreadsheets, haha) and my savings have gone up £1,654 this month.

Member 100. £1,654 / £12k

Really surprised about that - thought that after my payments in the last couple of days I may be around the £1k mark, so that's definitely a positive.

Well done to everyone else, keep it up!! :T

bumpersitkcers

DP1985 wrote: »

I've totted up my savings now (gotta love the spreadsheets, haha) and my savings have gone up £1,654 this month.

Member 100. £1,654 / £12k

Really surprised about that - thought that after my payments in the last couple of days I may be around the £1k mark, so that's definitely a positive.

Well done to everyone else, keep it up!! :T

Well....Try to increase it next.

sweetpeas_2

Evening all :hello:

I've transfered a tiny £20 from ebay sales into my saving account, so now stand at £181.42

sweet

nabberuk_2

can you count me in too please! Me and the girlfriend are having a little competition on who can save the most in 2012, I'm aiming for £12000 so this thread will come in handy!!

So far: £1604.78

Kittenkirst

alionaear wrote: »

OMG! Can you make your own condensed milk???!!! That's my favourite thing in the whole world! Please please please tell me how you made it :j

It was this recipe: http://m.wikihow.com/Make-Condensed-Milk i have to admit ive never had it before but i used a bit less sugar and the brekkie bars are fab! Even had one before netball for a sugary oaty fix :0)

missmilly

londoner01 wrote: »

That's really amazing! I was so taken by serious_saver's payroll troubles that I completely missed your amazing total! How did you do it?

--

As for me, it's not really a saving because I have spent money, but I have used TopCashback for the first time today, which makes me feel smug. It's for books for a project that I believe I started on an impetus to organise my life coming from this thread! Or definitely from the MSE forum anyway. So thank you

How did I do it?............this is where most of it came from, annual interest from a Fixed Rate Bond, 2 x small Premium Bond prizes, Save the Change from my current account at LTSB, monthly interest on savings accounts, re-imbursement of OH's work expenses. I also try to save a bit regularly, and buy some Premium Bonds each month anyway.

I'm still in the process of moving money around so as to get the best rates, I also need to remember to move excess money out of my current accounts, turning into a bit of a full-time excercise this money making lark!

In addition, I have seriously cut my grocery spending, and have stopped buying things just because I think I need/want them . If I don't go to the shops, I don't spend, what a shame I didn't work this one out a very long time ago.

Long may it last :rotfl::rotfl::rotfl:

Kittenkirst

How do i go about buying premium bonds? Is there a minimum amount you have to buy? Thanks in advance