Icesave e-mails look like spam!!!

gelato_cat

Got a mail (well, two) from Icesave today. Subject heading was "Rate Change New". Looked like spam if ever I saw it!

Anyway, the mails confirmed that the rate's now 5.70%, so I'm happy.

Suze

Madiba_2

Funny thing is, I just read your post, and thought "Hmmm, I haven't received this mail"

Low and behold! It was in my Junk folder.

Nice one!:money:

P.s. I got two, too.

gelato_cat

LOL!!! So I do speak sense sometimes!!! :T

Suze

Madiba wrote:

Funny thing is, I just read your psot, and thought "Hmmm, I havnt received this mail"

Low and behold! It was in my Junk folder.

Nice one!:money:

P.s. I got two, too.

roger56

I also note the email states:

"Don't forget - your interest rate is guaranteed to be consistently competitive. We promise it will match or better the Bank of England Base Rate until at least October 2011."

farhad1965

Icesave Interest Rate Increases to 5.70% AER

With effect from Friday 19th January the interest rate on your Easy Access account will increase by 0.25% from 5.45%AER¹ to 5.70% AER¹

Don’t forget - your interest rate is guaranteed to be consistently competitive. We promise it will match or better the Bank of England Base Rate until at least October 2011.

Make sure you are making the most of this great rate!

Did you know you can save regularly to your Icesave account as well as making one-off deposits?

To set up a regular savings transfer simply log onto your Icesave account and follow our step by step guide. Simply select:


Make a Transaction.
Choose the nominated account you wish to move money from.
Choose the amount you would like to transfer on a regular basis, e.g. £200.
Choose the frequency you would like this transfer to occur on, e.g. monthly.
Choose how many times you would like this transfer to take place (up to 100), e.g. if you would like to save monthly for 2 years then you would choose 24 times.
Click ‘continue’
Choose the Icesave account you would like the regular transfer made to.
Choose when you would like the regular transfer to credit your Icesave account.
Click ‘continue’.
Double check the details you have submitted.
Click ‘continue’.

That’s it - now just sit back and watch your savings grow. And don’t forget if your savings needs change, you can stop or change this regular transfer whenever you want.

Got a question you can’t answer?

We’ve recently updated the Help pages on our website. If you haven’t seen them just click here and take a look.


Yours sincerely

Simon Healy
Head of Savings


Important information

1.Gross p.a. is the rate of interest payable to eligible non-tax payers, without the deduction of lower rate tax.

2.AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. 5.70% gross p.a. / AER¹ is the rate payable when interest is paid annually. 5.56% gross p.a. / 5.70% AER is the rate payable when interest is paid monthly.

https://www.icesave.co.uk

[Deleted User]

farhad1965 wrote:

snip

Why post the email in it's entirety?

gelato_cat

... which is good, but it means we still have to watch them. So far they have passed two 0.25% rises on, but they're not obliged to and could even cut their rates to match the base

I'm still laughing at the mail I got from ING saying they were keeping their rates the same because customers wanted a consistent rate and didn't want to keep checking the best buy tables!!!

Suze

roger56 wrote:

I also note the email states:

"Don't forget - your interest rate is guaranteed to be consistently competitive. We promise it will match or better the Bank of England Base Rate until at least October 2011."

aleph_0

Suzey wrote:

... which is good, but it means we still have to watch them. So far they have passed two 0.25% rises on, but they're not obliged to and could even cut their rates to match the base

I'm still laughing at the mail I got from ING saying they were keeping their rates the same because customers wanted a consistent rate and didn't want to keep checking the best buy tables!!!

Suze

Their website states:
The gross Annual Equivalent Rate of Interest (AER²) paid on all amounts is guaranteed to exceed the Bank of England Base Rate³ by at least 0.25% until 1 October 2009 and thereafter not to be lower than the Bank of England Base Rate until 1 October 2011.

I think that is a pretty clear guarantee, they just didn't boast about that part of the guarantee in the e-mail for some reason.

gelato_cat

Sorry, meant cut their rates to match the guarantee, which at present means they only have to give us 5.50%.

Suze

aleph_0 wrote:

Their website states:
The gross Annual Equivalent Rate of Interest (AER²) paid on all amounts is guaranteed to exceed the Bank of England Base Rate³ by at least 0.25% until 1 October 2009 and thereafter not to be lower than the Bank of England Base Rate until 1 October 2011.

I think that is a pretty clear guarantee, they just didn't boast about that part of the guarantee in the e-mail for some reason.

aleph_0

Suzey wrote:

Sorry, meant cut their rates to match the guarantee, which at present means they only have to give us 5.50%.
Suze

No problem, thought that might have been the case, but thought it was worth clarifying.

Cypher

I also got two e-mail both with the subject ONE. and both sent by someone else on behalf of icesave.

The message just said

If you have difficulty viewing this newsletter please click here.

I couldn't see any newletter. Not sure I like this way of sending messages