Premier Credit Solutions

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After applying and being refused for a couple of credit cards last August I have just received a letter from a company called premier credit solutions who claim that I have been accepted for their card service for an administration fee of £44.99

I've never heard of them, they claim I could have a Visa or a Mastercard, has anyone ever had any dealings with them.

Comments

  • cmc_entertainment
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    i would steer clear personally
  • thesaint
    thesaint Posts: 4,324 Forumite
    First Anniversary Combo Breaker
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    If they will provide one that is of a competive rate, the fee payable when you have it in your hand and activated I would take it.

    If not I wouldn't touch it with yours.
    Well life is harsh, hug me don't reject me.
  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    First Post First Anniversary Combo Breaker Mortgage-free Glee!
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    http://yellowpages.superpages.com/profile~SRC_google~TR_2~LID_tknTL2BDl91yaZQTYSx7+w%3D%3D.htm

    Looks like they claim to repair credit ratings. It's outrageous that someone has passed your name to them.

    Edit: my bad - that's a company in the US.
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
  • Mikeyorks
    Mikeyorks Posts: 10,369 Forumite
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    Read the small print very very carefully.

    And check that the £44.99 gives you a credit card ..... and not simply that they will attempt to obtain one for you, having paid £44.99 for the priviledge.

    Either way .... I wouldn't touch anyone who contacts you by such obvious referral.
    If you want to test the depth of the water .........don't use both feet !
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    Combo Breaker First Post
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    why ever do you want a credit card so badly that you would even consider paying 44.99 for it?
  • MrsTee_2
    MrsTee_2 Posts: 181 Forumite
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    CLAPTON wrote:
    why ever do you want a credit card so badly that you would even consider paying 44.99 for it?

    Because I'm fed up with missing out on bargains. Although I did say I would never have one.
  • The_Boss
    The_Boss Posts: 5,849 Forumite
    First Anniversary First Post Combo Breaker
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    Who do you bank with and who turned you down for the credit card? Have you ever had any defaults/CCJs?
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