Can I get a contract phone with a Santander Basic Account?

Jsutherland7

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Hi everyone !

Basically just a quick question. I want to get a contract phone seeing as im working now. Just wondered if I Can use my bank account where my wages go into each month..

Its not a credit card though just a Basic Santander Account with bank card etc.. with NO Overdraft limit..

Much appreciate any replys!

Thanks.

Gromitt

Does your bank account support direct debit? If so, I don't see why not.

pmduk

I got my contract whilst on a basic bank account so yes.

Jsutherland7

What about if the card doesnt have a Security Number (3digits) on the back? would that matter?

http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&cid=1210607872368&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateA1

on that link though it does say about "pay out" pay bills directly from the account..

bengal-stripe

Jsutherland7 wrote: »

..........on that link though it does say about "pay out" pay bills directly from the account..

Yes, the account accepts Direct Debits (which is for all the utility suppliers the preferred method of payment).
Just apply to the telephone company of your choice.

Should you get rejected, it won't be a problem with your account. It would be based on your credit history
(either no credit history or a bad one). If that happens, come back here again. Do not apply to lots and lots
of companies, as too many applications will bring your credit rating down.

Mrs_Ryan

Ah I think I see the issue. A lot of phone companies charge a debit card £1 to prove your identity.. that could be a problem. You might need to go to the shop of the company you choose and speak to them about it, or failing that you might need to look at another account. I have a basic Cash Card account with Barclays and got my Galaxy S2 with that (I have a debit card with that though) and my Tesco SIM only I got with my Halifax EasyCash basic account so it is possible.

pmduk

You could possibly get one through a mobile store, eg carphone warehouse. Chip and pin cards make applying for a phone contact much easier, avoiding the need for loads of ID.

I forgot that Santander don't offer a debit card with this account. I shouldn't have assumed Santander could offer any basic banking facilities.

I'd prioritise getting a basic account with a real bank.

Jsutherland7

thanks for all replys..

suppose ill find out tommorow when i got to a 3 or vodafone store to get a contract out

Jsutherland7

Mrs_Ryan wrote: »

Ah I think I see the issue. A lot of phone companies charge a debit card £1 to prove your identity.. that could be a problem. You might need to go to the shop of the company you choose and speak to them about it, or failing that you might need to look at another account. I have a basic Cash Card account with Barclays and got my Galaxy S2 with that (I have a debit card with that though) and my Tesco SIM only I got with my Halifax EasyCash basic account so it is possible.

Can i just ask does your basic barclays card have a secuirty no on the back (3 digits) ?

pmduk

jsutherland7, the problem you may have is that you have a cash card only, not a debit card. Hence the lack of a number on the reverse. Almost every other bank offers a debit card with these accounts,.

Mrs_Ryan

Jsutherland7 wrote: »

Can i just ask does your basic barclays card have a secuirty no on the back (3 digits) ?

yup - its a Visa Debit card. Says Visa Debit on the front of it and has a hologram on the back and three digit code. I use it to pay for virtually everything.