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post office card

I've just got a post office card but it charges 2.5% bt fees, and is 0% for 8 months. I do see how I can make money stoozing on this, not after tax on the interest. Can anybody see how I can do it? I should have just refused the card!
Wombling £457.41

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sashacat wrote:
    I've just got a post office card but it charges 2.5% bt fees, and is 0% for 8 months. I do see how I can make money stoozing on this, not after tax on the interest. Can anybody see how I can do it?
    1. Get yourself a really poor offset mortgage rate ;), or

    2. Slow-stooz it for 3 months, and then keep it for your overseas spending (unless you already have Nationwide?)
    I should have just refused the card!
    It's had a 2.5% BT fee since last October 2nd...why did you apply for it? :confused:
  • sashacat
    sashacat Posts: 821 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Because I'm stupid! they talked me into it at the post office. I have already paid my mortgage off and ( after advice on here) have already got nationwide. I will cancel it. thanks, YB.
    I will learn!
    Wombling £457.41
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