We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Standing up for yourself in the first year.

135

Comments

  • Uncertain
    Uncertain Posts: 3,901 Forumite
    Chris_M wrote: »

    Most private cars are insured for SD&P and *not* insured for business use.

    I don't think that is true.

    Most people IME have SD&P plus the policyholder in person in connection with his business. For mature drivers in most occupations and "normal" vehicles this costs little if anything extra. This is quite different to full business use.

    It may be that your high performance vehicle is different but, as I said earlier, I would check very carefully as my guess is that if you are covered for driving to work you would also have been covered to drive to a different location for a week's course.

    Did you actually confirm this or did you just assume?

    Also, car sharing for trips to work is normally covered within certain tight limits. Again it may be different for a specialised vehicle, I don't know.

    So, I doubt if you would have been uninsured had a colleague given you a lift to the course.
  • Jarndyce wrote: »
    To be honest Chris you are starting to come across as a bit of an @r$e.
    You may have some valid concerns but they will get lost and ignored if you take that attitude. Pick your issues to fight on carefully- I don't think this should be one of them.
    I agree 100% with Jarndyce on this one.

    OP - how do you know that your colleagues' cars are not insured for business use?

    Couldn't you get round the problem of inconsiderate colleagues not leaving you enough room to get into your car by putting a notice on the driver's window asking to be left enough room in the same way that people who need wheelchair access to their car do?
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Of course OP's situation with his car is not the employer's problem. The employer's problem is arranging transport of OP and maybe others to the course venue. They are presuming on the employee with absolutely no right and potentially without any practical basis either. Suppose OP were not a blue badge holder but cyclist? All very well telling the cyclist to do 130 miles round trip every day for a week.

    Of course, the solution for the cyclist would be the one they should use for the OP.

    Presumably if he were a cyclist they would pay the cost of public transport; that was certainly my situation before I learned to drive.
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Jarndyce wrote: »
    To be honest Chris you are starting to come across as a bit of an @r$e.
    You may have some valid concerns but they will get lost and ignored if you take that attitude. Pick your issues to fight on carefully- I don't think this should be one of them.

    Thank goodness for someone who's honest enough to say this!

    I bet the OP's employer won't employ someone else with a disability after this, particularly as this isn't the first inappropriate fight he's chosen to get involved in.
  • Reverbe
    Reverbe Posts: 4,210 Forumite
    1,000 Posts Combo Breaker
    Chris_M wrote: »
    Not possible. I drive a high-performance sports car insured through a specialist and business use is not permitted.


    They are but the fact still remains I would not be insured for that journey in my car and as they are a transport company with a fleet of over 5000 vehicles in the UK, it's not unreasonable to expect them to provide one for a week.
    I'm baffled. Your mention of being a blue badge holder indicates some level of disability. As far as I am aware high performance sports cars are not something generally driven by the disabled or less able bodied.
    What Would Bill Buchanan Do?
  • Jarndyce
    Jarndyce Posts: 1,281 Forumite
    Reverbe wrote: »
    I'm baffled. Your mention of being a blue badge holder indicates some level of disability. As far as I am aware high performance sports cars are not something generally driven by the disabled or less able bodied.

    Why on earth not?
  • Uncertain
    Uncertain Posts: 3,901 Forumite
    Reverbe wrote: »
    I'm baffled. Your mention of being a blue badge holder indicates some level of disability. As far as I am aware high performance sports cars are not something generally driven by the disabled or less able bodied.

    Oh dear!

    That really sums up the prejudice many disabled people face!

    If you see someone in a wheelchair do you look for their carer to ask if they take sugar?
  • Reverbe wrote: »
    I'm baffled. Your mention of being a blue badge holder indicates some level of disability. As far as I am aware high performance sports cars are not something generally driven by the disabled or less able bodied.

    Many disabilities are hidden - maybe it is a heart condition, cancer, or something else that prevents the OP from walking far, but entitles him to a BB. It doesn't stop him from getting into a sports car and driving it.

    'The disabled' covers a very wide range of people, and your comment is quite offensive.
  • Reverbe wrote: »
    I'm baffled. Your mention of being a blue badge holder indicates some level of disability. As far as I am aware high performance sports cars are not something generally driven by the disabled or less able bodied.

    Don't suppose you have seen the team of multiple amputee ex-servicemen that are to compete in the Dakar Rally?

    Or maybe Alessandro Nannini, or Alex Zanardi?
  • Loanranger
    Loanranger Posts: 2,439 Forumite
    Chris_M wrote: »
    Because that would mean being a passenger in a vehicle that is effectively not insured for that journey and I'm not putting myself at risk by travelling in an uninsured car.

    Most private cars are insured for SD&P and *not* insured for business use.

    Incorrect. My private car was insured for business use. No extra to pay.

    Seems as though all helpful suggestions are cast aside.
    What should we say, Chris?
    What do you want to hear?
    A lot of people have wasted time attempting to help when of course none was required.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.