Monday 10th October - What small DFW things will you be doing today??

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

I've just noticed the part about charging your mobile at work has been removed from our opening paragraph?? When did that happen?!;)

Ok - here we are with another week. I must get a move on - still sat with wet hair in my dressing gown and I need to go at 8.10.

Hope you all had lovely weekends...busy or relaxing, whatever you wanted:D Quiet here - suits me.

Rightyho, time for my list:

• check banking - moved ebay money that arrived:beer:
• check onepoll
• packed lunch for dd2
• meal from plan tonight-chicken chow mein
• chicken is defrosting
• few groceries from local shop - just enough for the week until I go to T's on Friday
• check ebay listings and get a few more things on there
• recycling/rubbish out - sneaking a bit of 'big rubbish' in every week, save me taking it to the tip:D
• washing off airer and put away

Ok, that's my lot - have a lovely old day:j

Pernicious

Morning Pixie, thanks for starting us off.

Good morning to all who follow.

Back to work again today *sighs* If only the sun was shining again it wouldn't be so bad at least...

Today's plan:-

• [STRIKE]Cycle to work & home again on a nice, non squeaky bike![/STRIKE]
• [STRIKE]Make use of free water/milk at work[/STRIKE]
• Charge phone at work
• [STRIKE]Return some unworn clothing to get some moola back[/STRIKE]
• [STRIKE]Stay in for the rest of my lunchtime to avoid spending[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• Check for surveys
• Enter comps
• [STRIKE]Check online banking[/STRIKE]
• Check out this weeks flylady thread & do something - must keep on top of it this week
• [STRIKE]Make meal plan[/STRIKE]
• [STRIKE]Washing on quick 15 min cycle[/STRIKE]
• [STRIKE]Hang up to dry[/STRIKE]
• Try to research my braces some more, & triple check budget to see if it's doable...
• [STRIKE]Take refillable water bottle to tkd tonight[/STRIKE]
• [STRIKE]Remember to book MOT as it runs out soon![/STRIKE]

Have a great, MSE day everyone x

shezam

Good morning everyone!

Quite a spendy day yesterday, managed a NSD on Sat though which i'm chuffed about!

Today:
- Checked banking (no change)
- Update sig
- Make use of free water/coffee at work
- Resist temptation from choc machine at work
- Go bank money for bills after work
- Zumba at 7pm.
- Check out Flylady thread! Really want a semi-clean house! Heard good things about this thread so will head over and see whats its about!

Have a good day all!
Sx

ixia

morning everyone and thanks to Pixie for starting us

Today's lists:

• check banking/emails
• general tidy
• do some ironing
• washing on quick wash-airer to dry
• put what extra cash I have in bank to throw at recent purchases made
• put OH's change into his savings account
• all meals from stores
• write out my xmas list- need to get on top of it
• work out how much spends we will need for NYC trip it's getting closer and haven't saved a penny for spending yet.
• go to opticians for a free eye test.

think that's it for today have a good day everyone.

determined_new_ms

Morning guys :wave: & thanks for starting us off pixie. Re the charging phones we took it off in the summer as we got tired of randoms commenting on it! :rotfl:

hmmmmm Monday...... we shall see how this week unfolds.

Today:

• checked banking - v tight for the next 10 days until payday. Has been an expensive couple of months
• check cc balance - not as bad as I had been imagining
• all meals from stores - working 12-8 so need to take lunch & dinner (stick to diet!)
• check oil, water & air before I go
• quick flaylady - seems very doable to do level 1 before I go
• call waterboard & let them know we've moved
• post off old driving licence
• work mega efficiently - have to finish off my referral protocol by the end of this week :eek:
• nip to Aldi in my break to pick up last bits of the shopping list
• wii fit for an hour

ok that'll do me. Happy Monday to y'all x

Wannabe01

Good morning everyone, I am back on here after about 2 weeks, I just did not seem to get time to log on.


My list for today:

• Catch up with emails done
• Daily clicks done
• Complete available surveys done
• Look into available jobs done
• Do some of the ironing pile
• Catch up with the laundry Work In Progress
• Clean and tidy the living room and office
• Type up reports for client (2000 words) done
• Bath dd done
• Look for ms work done
• Complete required ms work done
• Go into town and make a start on getting xmas cards and also get a scientific calculator that I need for doing my course
• Do some course work (English, Maths and Science today) Got some English done
• Return Avon book done
• Schedule new work that has come in done
• Spend some time with DH and the kids done
• All meals from stores done

I think that is everything that I need to get completed today

starnac

morning all. haven't had the internet for about a week and it has been a nightmare (how did we survive without it????)

so back on form today.

my list today

[STRIKE]check banking[/STRIKE] :eek:
[STRIKE]check for surveys[/STRIKE] and managed to qualify for one
put all DD's party stuff away for next year
[STRIKE]throw rubbish out[/STRIKE] all in bin bags by the back door waiting for the rain to stop/ DH to come home
work out this week's budget
tidy kitchen in progress
[STRIKE]do some more knitting[/STRIKE]
[STRIKE]HC[/STRIKE] last load in machine
ironing
find money to take DD to dance class tonight
make 1 christmas present

that'll do me i think. Happy Monday everyone

Yargo1

morning all

well have checked online banking on one account. blinkin crapwest online service has locked me out..and even though inputted various info still not been able to get into it grrr

got flat tyre yesterday.. have pumped up..not sure if flat or got puncture.. grrr again...

also boiler broken down when tried to put heating on yesterday.. oh looked at but says thinks is gas valve ( oh is plumber/general builder) so he cant fix and says will prob be 160 quid.. oh great.. So triple Grrrr....

Anyhow.. cant be stopped these things.. so i will try to sparkle .. Got mince out of freezer this am, going to do mince/onion and mash/veg tonight.. bit of stodgy comfort food..

going to attempt the mountainous pile of ironing tonight too

Have a good day all xx

Yargo1

pixiechick99 wrote: »

I've just noticed the part about charging your mobile at work has been removed from our opening paragraph?? When did that happen?!

Hiya, i vaguely remember someone saying it was not right to charge phones using employers electricitiy or something.. and that morally wasnt good for us to suggest it.. x

Karb

Hi everyone. Thanks Pixie for starting the thread.
Yargo, hope your tyre and boiler can be sorted inexpensively

Been working away in Germany for a while. Back in the UK this week, but still working away. In York at the moment.

Today I have/will
Showered using toiletries from recent hotel stay
Free street parking at local station
Free coffee, water and newspapers courtesy of my friend in the first class lounge at main line station
Lunch and dinner on expenses, stocked up on as much as I could with my lunch allowance at Mr T's, then ate as little as possible, so will take the rest home for the kids (and clubcard points too).
Charged phones on the train
Checked online banking
Made small payments towards two credit cards
Updated signature

Think thats about it for now. Have a great day everyone

Yargo1

Karb wrote: »

Yargo, hope your tyre and boiler can be sorted inexpensively

Thanks Karb, really quite concerned as i went out and got a couple of xmas gifts last week as thought i was going to be "alright" this month... Typical.... x