Misselling by Ambulance Chasers

magpiecottage

Freedomland wrote: »

if I declined to pay under the 'mislead' ground and they take me to court

Yes

or a claim company to harass me?

Harassment is a crime under the Protection From Harrassment Act 1997

If I lose the the case what would be the likely cost ..the actual amount (25%+vat)+court cost/fee...any other cost?

If it is under £5,000 probably only the court fee (10% of the claim, minimum £50 I think but check for youself).

However a pre-emptive complaint to them, if necessary escalated to the regulator would be a better route.

Freedomland

Many thanks Magpie,

If you were me...would you try complaining...if no luck go to court ( the fees of 25%+vat is under £5000)?

The PPI claim ads has change since...however, I come accross one archived, which asked/tell to 'call now now' 'before the chance of reclaiming your money ends'...do you think that's misleading...?

But the ad I saw, I can't find. In that one it claimed within 3 months, however, it has been 18 months..but I have no evidence...

Again thanks in advance!