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Risen from the ashes ...
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Resist resist resist ... A piece of paper will do u well til you get to the pound shop ... Save the £2 plus posting for treat0
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Hey rising
That reminds me, a wise lady once told me I should get a spending diary
If you find a cheap A6 notebook let me know :P
:rotfl:wonder who that could've been :rotfl:
For next year's spending diary, I've got one of these .... again you can probably get cheaper in a £shop or similar ...... but it gets very boring in the house when you can't get out & about ......http://www.ebay.co.uk/itm/2013-BUTTERFLIES-EMBOSSED-WTV-POCKET-DIARY-WEEK-TO-VIEW-FABRIC-EMBOSS-DIARIES-/170934487067?pt=UK_Stationery&var=470211075348&hash=item27cc7d481b
Nice & small & light & easily tucked inside the handbag:)
Or if you're an App person have a look at this: full budget tracking app - splits things into Envelopes or Pots as some of us call them - so you can keep track of amounts set aside for certain things ..... https://www.eebacanhelp.com/login.php
Mort :wave: I saw you sneaking in there! - Mort just loves pots:p - how's the £2 one coming along:)Resist resist resist ... A piece of paper will do u well til you get to the pound shop ... Save the £2 plus posting for treat
Resist ...... resist ...... resist - you are so right Elantan & I can use the one I've got until I get there.
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
A6 to be lined or unlined?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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So ..... milestones today:
Day 40 of not smoking :j:j(would still bloomin' kill for one most of the time tho:o)
Saved: £100 :j:j
That's over £900 / year :eek: & would pay my Gas & Elec for the year :eek: or - more impressively - TV license & landline & broadband & Sky & Boiler cover for the year :eek::eek:
Keep going......
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Now that's very well done rising ... Keep going0
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Well done, that's fantastic0
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Thanks both .... just trying to remind myself that it is worth it!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
:j:beer::j
Woooo hoo! congrats on the no-smoking efforts. Every day you manage is another step tot he cravings disappearing and another day further away from the last smoke
And that's a pretty good saving and helps to add to the reason to stay away - monetary as well as healthApril 2021 Grocery Challenge 34.29 / 2500 -
Hi rising :hello:
Well done on the no smoking, that's fantastic!
I'm tempted to download the Envelope Budget Software thingy as it may help with my lack of NSD's and my numerous trips to Tesco's lol
I echo everyone else's thought's too, resist getting the diary thing until you need it.
Off to lurk again x0
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