Travel Insurance with asthma

mto

Myself and OH currently have annual multi-trip travel insurance (including USA). OH has recently been diagnosed with mild asthma (no steroids, no hospital admissions) and only uses his inhaler once or twice a week.

We are due to go to the US in a couple of weeks and are now wondering if we need to get extra cover. If we had some sort of incident in the US (i.e broken leg, car accident or heart attack) which needed hospital treatment, would our cover be invalidated even though it wasn't related to the asthma?

Thanks for any advice you can give.
mto

ETA: I realise that if it was asthma related then the insurance would be invalidated, but just wondering about non asthma related stuff

Quentin

Check what the policy wording says about declaring newly diagnosed conditions and go from there. (You don't want to be caught out in US without cover!)

luci

Just call your current insurer and declare the new condition. I have declared new conditions during the policy term and had them covered with no additional premium.