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Putting your parents address on car insurance..

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  • Quentin
    Quentin Posts: 40,405 Forumite
    This particular insurer requests two things:

    1) An address to send correspondence.

    2) An address where the car is kept.

    The two can obviously be different, otherwise they wouldn't give you the choice!
  • dunstonh
    dunstonh Posts: 119,767 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Quentin wrote: »
    This particular insurer requests two things:

    1) An address to send correspondence.

    2) An address where the car is kept.

    The two can obviously be different, otherwise they wouldn't give you the choice!

    I hear what you saying. Most insurers/provider allow the adding of a different correspondence address.

    However, your gut feeling has to be that the difference in premium of that amount is because the "insured" address is being changed rather than the "correspondence" address
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • jem16
    jem16 Posts: 19,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quentin wrote: »
    This particular insurer requests two things:

    In this case it's a comparison site, rather than an insurer.
    dunstonh wrote: »

    However, your gut feeling has to be that the difference in premium of that amount is because the "insured" address is being changed rather than the "correspondence" address

    I would be checking directly with the insurer rather than taking the result of the comparison site at face value.

    I agree. A difference of £600 is too large just because you are saying, "I don't live here but send my correspondance here."
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Quentin is absolutely right but ...... Direct Line for example ask for your address and you click on the 'i' button it says this is where the car is garaged. I doubt many mass market motor insurers can cater for a correspondence address.

    As I say, Quentin is correct but if I was claiming for a theft or total loss I would like the insurance policy address and the address on the V5 to match.
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