jsa dole

mk2_dee

hi

my girlfriend recently became unemployed. and went to the dole. we own a house together but do not live in it or rent it out. we are renovating it and hope to move in next summer. they asked alot of questions about the house, morgage etc and wanted know the ins and outs of everything. the want to get the house valued etc. which i dont have a problem with as ive nothing to hide. but whay all the questions? is this normal and will my girlfriend still be entitled to her dole

MrsManda

For income based JSA they take into consideration savings, income and capital which includes a house which is owned but not lived in as the primary residence.

I think the advisor/dwp will be trying to gather information so they can make a decision to whether to count the house as capital or discount it.

- I am presuming she doesn't have enough National Insurance contributions for contribution based?

mk2_dee

dont know she has been in working for 2 years just? the house is a building site at the minute, it isnt liveable does that make a difference?

skintandscared_2

They will probably want to know what the property is worth, what money you had to buy it with and what money you are using to renovate it with. That may determine what you are entitled to receive in benefits.

mk2_dee

basically we saved had for the deposit and doing the renovations out of are weekly wages a bit at a time. im handy with my hands im a sparky by trade and do nearly everything myself. but things will probably stop now, without a second wage

skintandscared_2

mk2_dee wrote: »

basically we saved had for the deposit and doing the renovations out of are weekly wages a bit at a time. im handy with my hands im a sparky by trade and do nearly everything myself. but things will probably stop now, without a second wage

sorry, I didn't mean you had to justify on here those things, I meant that is probably the reason they ask all the questions. Obviously you had money then that you don't have now your circumstances have changed and one wage has temporarily gone. They probably want to know if there is equity in the property so they can assess what value of assets you have. But seeing as it's pretty much a shell I shouldn't imagine that would be a problem!

Oldernotwiser

skintandscared wrote: »

sorry, I didn't mean you had to justify on here those things, I meant that is probably the reason they ask all the questions. Obviously you had money then that you don't have now your circumstances have changed and one wage has temporarily gone. They probably want to know if there is equity in the property so they can assess what value of assets you have. But seeing as it's pretty much a shell I shouldn't imagine that would be a problem!

Even a shell will have a monetary value - after all, the OP and his GF will have put a deposit and other monies into it.