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Vanquis
chanz4
Posts: 11,057 Forumite
in Credit cards
Seen an offer on topcash for £25 for a vanquis credit card, what better way I thought for free easy cash.
Applied last night and was accepted, now I have a RBS 18.9 % Platinum, sygma silver /flybe : 18.9 % and halifax 24%.
Vanquis called twice and heard a high pitched wine, so called the number back it was them trying to say accepted. I found them quite rude to be honest, Im paid full pay for 6 months if off sick then 6 months half pay if ill.
Told them this they have the cheek to try and missdescribe ppi and said it isnt as you can take a months holiday with ppi you cant. Adviced that doesnt matter as covered and so is the wife, they then asked what if both were made redundant. My parents are ceo's of a big company and mortgage free her reply was do you want to rely on your parents.
39.9% with a £500 limit £16.25 intrest a month if you used in in full and paid min lol. Needles to say my history is very good, and will not be using the card.
Applied last night and was accepted, now I have a RBS 18.9 % Platinum, sygma silver /flybe : 18.9 % and halifax 24%.
Vanquis called twice and heard a high pitched wine, so called the number back it was them trying to say accepted. I found them quite rude to be honest, Im paid full pay for 6 months if off sick then 6 months half pay if ill.
Told them this they have the cheek to try and missdescribe ppi and said it isnt as you can take a months holiday with ppi you cant. Adviced that doesnt matter as covered and so is the wife, they then asked what if both were made redundant. My parents are ceo's of a big company and mortgage free her reply was do you want to rely on your parents.
39.9% with a £500 limit £16.25 intrest a month if you used in in full and paid min lol. Needles to say my history is very good, and will not be using the card.
Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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Comments
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Seen an offer on topcash for £25 for a vanquis credit card, what better way I thought for free easy cash.
Applied last night and was accepted, now I have a RBS 18.9 % Platinum, sygma silver /flybe : 18.9 % and halifax 24%.
Vanquis called twice and heard a high pitched wine, so called the number back it was them trying to say accepted. I found them quite rude to be honest, Im paid full pay for 6 months if off sick then 6 months half pay if ill.
Told them this they have the cheek to try and missdescribe ppi and said it isnt as you can take a months holiday with ppi you cant. Adviced that doesnt matter as covered and so is the wife, they then asked what if both were made redundant. My parents are ceo's of a big company and mortgage free her reply was do you want to rely on your parents.
39.9% with a £500 limit £16.25 intrest a month if you used in in full and paid min lol. Needles to say my history is very good, and will not be using the card.
Now you just need to wait 5 months for the money to reach Topcash;)0 -
it recons december , as soon as I get the card its going straight in the shredder.Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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