Buildings insurance following subsidence

Tabbycatginger

Hi, I wanted to thank Forum posters who directed me to Legal and General Insurance for buildings insurance. You have saved me a packet!.

Our buildings insurance was up for renewal yesterday and Woolwich wanted a premium of £645. For years we have been trying to get an alternative quote with no success. Due to a collapsed drain we had underpinning in 1991. In 2005 we got a structural engineers report that gave us the all clear but still no one else would insure. Since then it has been a case of ringing Woolwich every year to beg them to keep the annual increase to a minimum as we have found this very hard to afford.

However, yesterday I arranged cover with L&G for a mere £168.99, a saving of £476. I checked everything carefully on the telephone and they really are prepared to cover properties where the subsidence was more than 15 years ago.

They will insure if:

YOUR PROPERTY (AND ITS OUTBUILDINGS) HASN'T BEEN:
Affected by flood in the last 15 years.
ALSO, IF YOU'RE BUYING BUILDINGS INSURANCE, YOUR PROPERTY (AND ITS OUTBUILDINGS) HASN'T BEEN:
Affected by subsidence, heave, landslip or structural movement in the last 15 years.
Underpinned, or provided with other structural support in the last 15 years.

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So thank you very much indeed.:T