New poster requires help and support!!!!!

Spendaholic_Chick

@ Newcook - I LOVE your sig!!

newcook

lauradora wrote:

I am now fully registered with 2 MS websites.

The CSA have written to me telling me that the new payments should be coming through by march

I have been called by orange who told me I was due for a free upgrade. so not only have I now got myself a trendy new phone for free but my tariff is not down to £45 a month with plently of inclusive mins!!!

And finally we should have the lettings agent coming rounf to BFs house in the morning to get that on the rental market.

I'm just off to check for assignments now

Thanks for the support guys you really are helping xxxx :heartsmil

Dont forget to put your old phone on ebay!

tyllwyd

lauradora wrote:

The CSA have sent me a letter finally saying that I should be paid a decent amount
Instead of the poxy £77 a month i should be in line for more like £80 a week!!!!!

Is that going to affect your tax credits as well?

lauradora wrote:

Finally yes I'm awar that TC will be affected when he moves in but I thought the earnings threshold was higher than that?????
And i'm pretty sure they will still pay their share of the childcare no matter what we earn????

They awarded me childcare tax credits then promptly reduced it down to £0 because my OH earns too much, so they don't always pay it, and it is worth checking what you will be entitled to.

lauradora

I have been away for a while sticking my head in the sand a bit.......

BUT NOW I'M BACK!!!!! :blushing:

Although i've not gone off the tracks completley, the good news is

I FINALLY GOT A NEW JOB :j

so my income should be going up a bit soon enough. I've managed to complete only 1 mystery shopping assignment but I keep looking for more.

What i've come back for is a little inspiration for my 1 DFW thing a day...

So come on get these ideas coming in again!!!!

webitha

good luck babe
wishing all the success that seems to be coming your way

my idea of dwf is to join the £2 coin club

newcook goodluck on giving up on my birthday 15/02

s1h

I know its a little while since your original post, but here are some things I would advise. It seems to me like you need to give up a few things and change a few things.

Mobile phone - You have just upgraded? Cancel it if you are in month 11 and have upgraded I think you might still be able to do this. Try tmobile they do a good deal at the moment my mate has pays about £30 a month and it gives him like £30 to spend on calls and texts then when it reaches that limit you have to top up if you need more. He doesnt often go over it as he trys not to top it up and sticks to that limit. £45 a month is still a lot go to 3 you can get a new phone with 75minutes and 500 texts per month for £15 a month thats a £30 saving straight away. Yeah its not a lot of minutes but see my next idea which could help?

House phone - You may do this already but if not Have you thought about changing to somewhere that does free weekend and evening calls? There are some good deals about that include broadband as well. i use virgin its about £20 or £25 a month for free calls and 8meg broadband.

Gym membership - Yeah it is good and you probably enjoy it but Knock that on the head go running/swimming do sit ups etc at home, buy a cheap bike and go for bike rides. Save a bit of this gym money up and you could buy a cross trainer or something and have it at home then its yours for life.

Smoking - Not going to lecture you on it because I do it myself, but If you have cut down to 3 a day then you might as well cut it out completely. Plus if you can't afford it why do it.

Holidays - Buy a tent and some camping equipment its dead cheap and go camping. Its a great laugh an its cheap and if you have got kids they will love it. Yeah its not going to be the same as going on a plane and lying on a beach in the sun but it is what you make it. It doesn't always matter where you go just go somewhere.

Thats enough for now my fingers are tired from typing.