Order to Attend Court ARROW GLOBAL

helen0378

hi,
i received a letter to attend court in 4 weeks time and until i rang i didn't know what the debt was for. After speaking to the courts and then to Hegarty? which is Arrow Global the debt is an hsbc account which was taken over by Arrow back in November 2006 at which point I was in the process of repossession. They took on the debt at a amount of 8255.00 and its is currently standing at 12,237.88. I do remember ringing HSBC when we first started struggling to repay an overdraft and credit card and was advised to take out a management loan which at the time I didn't realise and wasn't informed was similar to an IVA. With both the overdraft and credit card combined, i am still in confusion as to why it was passed on at such an high amount. The overdraft being no more than £1000 and cc no more than £3000. This i believe was arranged in 2005 when things started to get worse and doing the right thing with advice from the CAB I rang them to explain i was having difficulty making repayments and asked for the interest to be freezed.
Arrow global have informed me they need my written consent to get original documents from HSBC and I really dont know what to do next......
Any advice would help please
Helen

Btw The courts informed a charge had been made on the property in Dec 2007 at which point it was no longer in my possession as it was repossed May 2007??? this is confusing for me?

thechippy

When was the last time you made a payment or actually acknowledged this debt?


Do Arrow OWN it, or are they acting on behalf of?

fatbelly

Why have you been ordered to attend court?

Is this an order to obtain information?

Chippy - Arrow will have bought the debt, and there will be a ccj on it. I think they're looking for another way to enforce the debt, as the CO didn't work.

helen0378

fatbelly wrote: »

Why have you been ordered to attend court?

Is this an order to obtain information?

Chippy - Arrow will have bought the debt, and there will be a ccj on it. I think they're looking for another way to enforce the debt, as the CO didn't work.

I haven't made any payment to either Arrow or any collection agency on behalf of HSBC and the irder is to attend court so they know what my incoming and outgoings are... my main concern is that up until recently i didnt even realise it exsisted thanks for the response i just dont know what the best course of action is xx

helen0378

Btw the last time i made payment was to hsbc back in aug 2006 at the latest as this was when we were instructed to make no payments to any creditors by the cab x

fatbelly

Sounds like an order to obtain information (link to CAB factsheet) - if you quote the court form number we can check.

Remember you can't lie on the form but you can change your situation later. For example if you declare on the day that you have a LTSB account, there's nothing to stop you opening a new account with HSBC the folowing day. That would block a third party debt order.

If you work, changing your job to avoid an attachemnt of earnings order could be a bit drastic.

But changing your car (warrant of execution) might work

I presume you're now in rented acommodation (charging order failed)

helen0378

Just a quick update for anyone interested, I looked further into the debt and it is a debt that i attended court for back in March (no-one tbtourned up and the debt was sent to be dealt with by a different court closer to my address) the creditor was under a different name and amount was for more than the recent one anyway once again no-one turned up and the courtroom just advised me to obtain a suspension till all details of orginal debt etc could be found and viewed. I am going to see a solicitor with the view to having the debt completely removed as two court appearences with nobody turning up surely can't be right??

pebbling

Hi I couldn't find were to put a new thread sorry
I received a letter today that had gone to a previous address that I had left 2 years ago it was from Arrow Global saying I owed £2,283,73 from a company called City Finance, I don't recognise this company or the amount im suppose to owe
when I googled city finance it is a company that arranges loans and asks for a fee of £79.00 then doesn't arrange the loan
so what do I do now

spacey2012

Hit them back with a Subject Access request, as for giving them consent to obtain documents, the answer is NO.
If they had a legal right to them, they would have them.

ValHaller

pebbling wrote: »

Hi I couldn't find were to put a new thread sorry
I received a letter today that had gone to a previous address that I had left 2 years ago it was from Arrow Global saying I owed £2,283,73 from a company called City Finance, I don't recognise this company or the amount im suppose to owe
when I googled city finance it is a company that arranges loans and asks for a fee of £79.00 then doesn't arrange the loan
so what do I do now

Go to the front page of the forum http://forums.moneysavingexpert.com/forumdisplay.php?f=76 and use the 'new thread' button