Tuesday 4th October - what small DFW things will you do today??

Tebheag

Tuesday 4th October - what small DFW things will you do today??
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D


Lets try this again juist got called away by dd needing potty got no 2s sorted just need to be quicker for the rest!

Good morning all

1 Need to sort food cupboard way overspent on food and cupboard looks full but no idea whats in it !
2 do a new meal plan as DH changed his mind on meals so all messed up now!
3 take kids to toddler group be there early as opening up today.
4 park car down the hill and walk up to toddler group to far to make ds walk there and back
5 walk dog locally got to watch fuel as only £50 left till payday 11 days away and DH will need it aaaah

Think thats it for today hopefully think of more later

Pernicious

Hi Tebheag, no list today? - Ah, all has now been explained

Good Morning to all who follow.

Just had a HUGE spider attack OH...(I say attack, I mean it crawled on him, eww!) & then we couldn't find it for ages...when we found it he trod on it to kill it & then we couldn't find the body...creepy or what!!! :eek:

Today's list:-

• [STRIKE]Use freebie deodorant[/STRIKE]
• [strike]Cycle to work & home again[/strike]
• [strike]Make use of free water at work[/strike]
• [STRIKE]Charge phone at work[/STRIKE]
• [strike]Stay in at lunchtime to avoid spending[/strike]
• [strike]Food from stores[/strike]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [strike]Check out this weeks flylady thread[/strike] & do something
• [STRIKE]Take refillable water bottle to Polenastics & get a lift there[/STRIKE]
• Make meal plan
• Go through budget again & see where we can find the money for the new car part! - Result! Managed to get it for only £26.35 :j:T
• [strike]Update & catch up on various MSE threads[/strike]
• [STRIKE]Washing on eco setting[/STRIKE]
• [STRIKE]Hang up to dry[/STRIKE]

Have a great, MSE day everyone x

Yargo1

Morning all, still warm and sunny here in n'ton :-)

checked online banking

missing a credit which should have gone in bank so have sent email enquiring...

going to be super productive today as i was out of sorts yesterday

Have a fabulous day all of you, x

ziggy2407

Good Morning all

Tebheag - Thanks for starting us off
Perni - will pop a post on to bring you up to Hope everyone else has a great day, hugs and best wishes to all that need them

Today's little list, (very repititive, but feel better for listing)

Check Banks - still going to be very tight
Check Swapits (for LO) and relist cards not swapped
Update food tracker (another 2lb off) - in progress
General tidy up -
Read ("Desperate Diary of a Country Housewife" - almost finished)
Ironing
Comps

Try to sparkle and remember that I am not a BAD person and rise above the playground antics - the parents really are worse than the kids - getting worse not better but I will not breakdown at school!!

Hope you all have a great day, love to you all

C x

ziggy2407

A little update on my playground problems for Perni

The trouble I'm having is that one particular mum from our year group has decided and made it known before the 6 wks holidays that she was no longer going to have anything to do with us as a group anymore because my little boy invited a younger friend of his to his birthday party and not her son (her son and mine dont play together, not that they dont get on its just they play different things). During the party all the other mums were talking about it and her statements (this was the first thing I knew about it) and basically !!!!!ing about her, anyway during the holidays she apologised to them and said maybe she'd over reacted, again nothing said to me by anyone and me and my little one werent invited to any meet-ups during holidays. I wasnt expecting an apology as she hadnt actually said anything at all to me - so from my point of view nothing to apologise for.

First day back at school was horrendous (for me anyway) the atmosphere was awful, all the mums were speaking to me until this other person turned up and then basically cut me dead, she is forever looking down her nose at me or looking me up and down. This has been going on for 4 weeks now but last Tuesday things came to a head when I caught her looking at my son as if he was something on the bottom of her shoe, so I had to say something, I tried to be discreet just saying Im not bothered whether she ever speaks to me again and asking her not to keep looking down her nose at us cos she isnt any better than us but her reply was that she was and that I have a bad attitude and should sort myself out, I said it was ridiculous that this all stemmed from a childs birthday party, it ended with her hand in front of my face loudly saying "Go away, its not appropriate", all this in front of my little one. I ended leaving her in the playground with the other mums and me leaving on my own - I assume she held court in the playground cos in the afternoon at pick-up time only one person spoke to me and she grinning like a bloody cheshire cat - I didnt have to pick-up (LO had cross country)but didnt want her to think I was avoiding her. The school are aware that an incident occurred in the playground as they rang me to check I was ok, apparently a couple of members of staff had seen and heard - one actually spoke to me at home time and said she hadnt realised at first that this woman was actually speaking to me and was shocked.

Felt like a leper ever since, I do have lots of people I could speak to as I hate to see people alone in the playground but am worried that will lead to them being talked about too.

Little one is now being treated differently too, his friends will only play with him during schooltime and not when their parents are around.

Really sorry Ive bored you all.

Yargo1

ziggy2407 wrote: »

A little update on my playground problems for Perni

The trouble I'm having is that one particular mum from our year group has decided and made it known before the 6 wks holidays that she was no longer going to have anything to do with us as a group anymore because my little boy invited a younger friend of his to his birthday party and not her son (her son and mine dont play together, not that they dont get on its just they play different things). During the party all the other mums were talking about it and her statements (this was the first thing I knew about it) and basically !!!!!ing about her, anyway during the holidays she apologised to them and said maybe she'd over reacted, again nothing said to me by anyone and me and my little one werent invited to any meet-ups during holidays. I wasnt expecting an apology as she hadnt actually said anything at all to me - so from my point of view nothing to apologise for.

First day back at school was horrendous (for me anyway) the atmosphere was awful, all the mums were speaking to me until this other person turned up and then basically cut me dead, she is forever looking down her nose at me or looking me up and down. This has been going on for 4 weeks now but last Tuesday things came to a head when I caught her looking at my son as if he was something on the bottom of her shoe, so I had to say something, I tried to be discreet just saying Im not bothered whether she ever speaks to me again and asking her not to keep looking down her nose at us cos she isnt any better than us but her reply was that she was and that I have a bad attitude and should sort myself out, I said it was ridiculous that this all stemmed from a childs birthday party, it ended with her hand in front of my face loudly saying "Go away, its not appropriate", all this in front of my little one. I ended leaving her in the playground with the other mums and me leaving on my own - I assume she held court in the playground cos in the afternoon at pick-up time only one person spoke to me and she grinning like a bloody cheshire cat - I didnt have to pick-up (LO had cross country)but didnt want her to think I was avoiding her. The school are aware that an incident occurred in the playground as they rang me to check I was ok, apparently a couple of members of staff had seen and heard - one actually spoke to me at home time and said she hadnt realised at first that this woman was actually speaking to me and was shocked.

Felt like a leper ever since, I do have lots of people I could speak to as I hate to see people alone in the playground but am worried that will lead to them being talked about too.

Little one is now being treated differently too, his friends will only play with him during schooltime and not when their parents are around.

Really sorry Ive bored you all.

OMG what a thoroughly unpleasant woman - Really feel for you, she sounds an out and out bully! try to keep calm when you go there and im sure pretty soon the other mums will realise what a c** she is and regret their "following" of someone so nasty. what a lovely example to set to her child!!

kjp

Hi all

Tried to post this morning but my phone decided no way - so stopping by now!

Tebheag - thanks for starting the thread!
Ziggy - what a horrible story, I don't understand how people can be so nasty! Hopefully it'll all blow over soon but in the meantime have a dodgy hug :grouphug: and just remember you haven't done anything!
Pernicious - your spider story made me go :eek:

Today I have/will:
Check banks
Check CC
Check TCB - final bit of outstanding cash back ready to pay so sent it to the bank!
Breakfast/lunch from stores - colleague bought in reduced donuts, yay!
Carshare to work
2lts water
Sort out parking permit
See if any of my old OU books will sell on Ebay - didn't think they would but there seem to be books on there so worth a shot!
NSD - unless I see anything for Christmas which I can then buy out of my Christmas pot!
Update spreadsheets
Work hard
Sparkle!!

Hope you all have a good day - seems to be really quiet on the thread these past few days, hope all the regulars are ok!

Kxx

Tebheag

Hi Ziggy Lots of hugs, sounds like that mum has got no life and too much time on her hands to start trouble some people can be very petty when it comes to the whole party thing. The other mums are prob too scared to get on the wrong side of her or just to stupid to feel they have to follow her. I hope it all clears up soon. Also when i write my sons party invites i ask him for the names of the kids and he only gives the ones he plays everyday with. don't let her stop you talking to other mums good luck for this afternoon x

Pernicious

ziggy2407 wrote: »

A little update on my playground problems for Perni

The trouble I'm having is that one particular mum from our year group has decided and made it known before the 6 wks holidays that she was no longer going to have anything to do with us as a group anymore because my little boy invited a younger friend of his to his birthday party and not her son (her son and mine dont play together, not that they dont get on its just they play different things). During the party all the other mums were talking about it and her statements (this was the first thing I knew about it) and basically !!!!!ing about her, anyway during the holidays she apologised to them and said maybe she'd over reacted, again nothing said to me by anyone and me and my little one werent invited to any meet-ups during holidays. I wasnt expecting an apology as she hadnt actually said anything at all to me - so from my point of view nothing to apologise for.

First day back at school was horrendous (for me anyway) the atmosphere was awful, all the mums were speaking to me until this other person turned up and then basically cut me dead, she is forever looking down her nose at me or looking me up and down. This has been going on for 4 weeks now but last Tuesday things came to a head when I caught her looking at my son as if he was something on the bottom of her shoe, so I had to say something, I tried to be discreet just saying Im not bothered whether she ever speaks to me again and asking her not to keep looking down her nose at us cos she isnt any better than us but her reply was that she was and that I have a bad attitude and should sort myself out, I said it was ridiculous that this all stemmed from a childs birthday party, it ended with her hand in front of my face loudly saying "Go away, its not appropriate", all this in front of my little one. I ended leaving her in the playground with the other mums and me leaving on my own - I assume she held court in the playground cos in the afternoon at pick-up time only one person spoke to me and she grinning like a bloody cheshire cat - I didnt have to pick-up (LO had cross country)but didnt want her to think I was avoiding her. The school are aware that an incident occurred in the playground as they rang me to check I was ok, apparently a couple of members of staff had seen and heard - one actually spoke to me at home time and said she hadnt realised at first that this woman was actually speaking to me and was shocked.

Felt like a leper ever since, I do have lots of people I could speak to as I hate to see people alone in the playground but am worried that will lead to them being talked about too.

Little one is now being treated differently too, his friends will only play with him during schooltime and not when their parents are around.

Really sorry Ive bored you all.

Blimey! What a nasty woman, she sounds like a "friend" of mine that I had when I was about 10! :eek:

I hate the mentality that because someone they know has fallen out with you, they automatically have to take sides & leave you out, it's childish & proves a lack of character - just following the majority rather than having the guts to make their own decisions.

In some ways, I think this woman may have done you a favour, if she is going to react so childishly is she really someone you want to talk to & have your son around? Likewise, if your mutual friends will no longer speak to you, they were never really your friends in the first place. If I were you I'd try speaking to the other ladies again & see how they react, if they brush you off every time she's around then just forget them, they're really not worth your time. It's a good life lesson for your little one too, although perhaps a bit earlier than you might have liked!

Don't worry about her talking about the others you will speak too, again, if they're worth anything they'll either ignore it or tell her to grow up.

Bigs hugs Ziggy, you're right the playground antics are most definitely beneath you! You are worth so much more than that, the biggest smack in the face you could give her right now is to just leave it be & act as if you don't care. I bet she's just craving the drama & attention, obviously got nothing better to do! xx

brednall

Afternoon all!

I haven't posted on this thread for ages but as I am now heading towards half way through my maternity leave, I need to look at little ways to make a bit of cash towards some savings. Today I have:

• listed some things on ebay (loads more to list but trying to do it when DS is asleep)
• checked bank - moved pennies to savings
• no surveys todays - getting fed up with being screened out on Valued Opinions
• meals from stores
• trip to supermarket to pick up some 'on offer' items for DH (shame I've paid for them even though they're not for me)
• line dried washing
• hand made card to send some photos I found to a friend

I must find a way to sell some of my handmade cards but a bit scared to approach my DD's nursery to see if even the staff would be interested in looking at them!!

Emma

Bagpuss741

Today I have/will:

1. Checked online banking
2. Put £15 in bank as I would have been tempted to spend it if I had kept it in my purse.
3. NSD
4. Put £10 credit on my new phone which was budgeted for. (htc desire hd all paid for with tesco vouchers:j)
5. Walked dog locally
6. Food shopping and stuck to list
7. OU Coursework