Funeral payment question

lollipopsarah

I can't offer advice but I do respect your fathers wishes, it's one of those things that as parents we should think of and do something about before we "go" but never seem to get around to doing, like making a will.
Reading this just reminds me how special my brother is for doing all of it for mum and dad and maybe sadly in the future for my other brother - sighs.
My thoughts are with you and anyone else in this horrid situation.
xx

Oldernotwiser

lollipopsarah wrote: »

I can't offer advice but I do respect your fathers wishes, it's one of those things that as parents we should think of and do something about before we "go" but never seem to get around to doing, like making a will.

Many parents do. My parents paid a small amount a week all their lives so that I wouldn't have to pay for their (simple) funerals.

Pollycat

Oldernotwiser wrote: »

Like anything else, you pay what you can afford and, if you can't afford a burial then you look at the alternatives

Wee_Willy_Harris wrote: »

If it's not affordable, do you have the choice?

I disagree totally.

My Mum, my sisters and I could never go against what my Dad specifically requested happen after his death and go for cremation because 'it was cheaper'.

I'd rather raid my ISA to fund the funeral he wanted myself.

Please note:
I wasn't complaining about the cost of the funeral or saying whether we could afford it or not, just replying to ONW's post #12 with what ours cost.

It was important to us to do what Dad wanted - it was the last thing we could do for him.

Oldernotwiser

Pollycat wrote: »

I disagree totally.

My Mum, my sisters and I could never go against what my Dad specifically requested happen after his death and go for cremation because 'it was cheaper'.

I'd rather raid my ISA to fund the funeral he wanted myself.

Please note:
I wasn't complaining about the cost of the funeral or saying whether we could afford it or not, just replying to ONW's post #12 with what ours cost.

It was important to us to do what Dad wanted - it was the last thing we could do for him.

I quite agree with what you did in your position.

However, if nobody in your family had savings, spare income or the possibility of getting a loan then you would have had to go for a cremation, regardless of what your father wanted.

This is what I meant by my post.

AsknAnswer2

Her own savings and savings she jointly held with him should be disregarded. Savings which belonged to your father are not disregarded, so if he had savings in his own name solely when he passed away and this has now transferred over to her, then they are entitled to use that to reduce the amount they pay/extinguish an award.

They can also use any amount you paid to reduce or extinguish an award.

Pollycat

AsknAnswer
Sorry, it that reply to me or the OP?

I'm the one who mentioned (probably in another thread) that my parents only had savings in joint names i.e. my dad didn't have any money in his own name.

The OP only mentions her Mum's savings of £1500 and doesn't mention any savings her Dad had.

The OP says the claim for funeral payment was rejected because of her Mum's savings.

Does that sound right to you?

AsknAnswer2

My reply was to the OP. It's not right that a claim should be rejected on the basis of the claimant's savings, no.

However some people believe that if the deceased had his own savings and this transferred to the claimant after death, the money has now become the claimants savings and must be disregarded - this is incorrect as it belonged to the deceased and forms part of the estate, thus is deductible.

daytonababe

My dad had just about the most basic cremation you can have (his wish as he didnt want a fuss). He died in June this yr.

It cost £1750 and that was just for the basic coffin, doing whatever it is they do to the body to prepare it (i'm sorry i cant remember the correct term)use of the herse and the actual cremation(which was very basic we had no vicar there, just played some music my dad liked) we had no limos etc.