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How hard is it to get a landlord to accept you as a tenant????

24

Comments

  • BrettMorganxD
    BrettMorganxD Posts: 2,048 Forumite
    Does renting a room not pose a risk of being kicked out without notice?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    ID meaning driving licence and birth certificate?. Can easily get evidence of employment. Renting a room may seem a better option. Is there a chance I COULD rent a £425 house on £840 though or would a landlord not consider me
    ID means anything with your name on it. A bank card might even be OK if that's all you have. Your P45 would be fine. Your national insurance card. Collect everything you can and use it.

    I don't think £840 is enough income to rent a place at £425 a month. I always go for the 3 times the rent ratio to be comfortable up to a maximum of 2.5 times rent.
    Does renting a room not pose a risk of being kicked out without notice?
    Yes, but you can easily find another without too much difficulty. Most landlords of lodgers will give some notice unless you do something to warrant immediate notice. So stay out of trouble, pay the rent on time and you will usually get some notice.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • BrettMorganxD
    BrettMorganxD Posts: 2,048 Forumite
    edited 2 October 2011 at 9:46AM
    HappyMJ wrote: »
    ID means anything with your name on it. A bank card might even be OK if that's all you have. Your P45 would be fine. Your national insurance card. Collect everything you can and use it.

    Yes, but you can easily find another without too much difficulty. Most landlords of lodgers will give some notice unless you do something to warrant immediate notice. So stay out of trouble, pay the rent on time and you will usually get some notice.

    When renting a room is rent paid in the normal way my bank to theirs? or is it paid to the landlord in cash, considering on £200 pcm they wouldn't need to pay tax on it anyway under the rent-a-room scheme.

    The advert I am looking at says exclusive of bills, how do you pay gas electric and water in someone elses house, you never know how much you have used.

    £415 is left to pay bills out of £840 that is plenty. I used to have to live on about £30 per week.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    When renting a room is rent paid in the normal way my bank to theirs? or is it paid to the landlord in cash, considering on £200 pcm they wouldn't need to pay tax on it anyway under the rent-a-room scheme.

    The advert I am looking at says exclusive of bills, how do you pay gas electric and water in someone elses house, you never know how much you have used.

    £415 is left to pay bills out of £840 that is plenty. I used to have to live on about £30 per week.
    Normally cash in hand.

    Normally room rentals are inclusive of bills except food and toiletries for which £5 a week is usually asked to be into a kitty to buy those things by anyone in the house. Ask to see the old bills divide by the number of people in the house and budget for it. You can read the meter yourself to estimate the usage. It will be split 50/50 if 2 people in the house.

    If you can "live" on £415 a month then well done. I couldn't do that. I have not lived on less than £100 a week for a long time. I can exist on virtually nothing but I do want to be able to go out sometimes.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • BrettMorganxD
    BrettMorganxD Posts: 2,048 Forumite
    HappyMJ wrote: »
    Normally cash in hand.

    Normally room rentals are inclusive of bills. Ask to see the old bills divide by the number of people in the house and budget for it. You can read the meter yourself to estimate the usage. It will be split 50/50 if 2 people in the house.

    If you can "live" on £415 a month then well done. I couldn't do that. I have not lived on less than £100 a week for a long time. I can exist on virtually nothing but I do want to be able to go out sometimes.

    It was only 4 months ago I lived on that, but I appretiate what your saying. Is it easy to rent a room then without a load of hassle of checks and everything?

    Back to original question. Would a landlord ever accept me with that income and rent for a house
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    It was only 4 months ago I lived on that, but I appretiate what your saying. Is it easy to rent a room then without a load of hassle of checks and everything?

    Back to original question. Would a landlord ever accept me with that income and rent for a house
    Very easy.

    You need to ask the landlord. If you pay the rent up front and/or have a guarantor then yes.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • BrettMorganxD
    BrettMorganxD Posts: 2,048 Forumite
    edited 2 October 2011 at 10:10AM
    HappyMJ wrote: »
    Very easy.

    You need to ask the landlord. If you pay the rent up front and/or have a guarantor then yes.

    Well, a gurantor isn't possible I am afraid. The 6 month rent upfront will be, 12 month a possibility.

    I will go and have a look at some rooms to rent then I suppose. Only downside with rooms as it will be like living with parents again anyway. Your in someone elses house while there still living in it, so wont their be loads and loads of rules
  • Yorkie1
    Yorkie1 Posts: 12,239 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Of course there will be some rules - but it's about basic decency and respect for another person and their home. If the rules are too onerous then you don't take that room as you're not going to be happy living there. Each landlord / landlady will be different in their approach and it's about finding someone you get on with.
  • Yorkie1 wrote: »
    Of course there will be some rules - but it's about basic decency and respect for another person and their home. If the rules are too onerous then you don't take that room as you're not going to be happy living there. Each landlord / landlady will be different in their approach and it's about finding someone you get on with.

    I guess so. I suppose it wont matter as I will be working full-time, and studying as well. So what difference does it make right?
  • I always pay 6 months rent up front with no problems or anyone thinking I was growing drugs, my parents didn't earn enough to be guarantors and I didn't earn enough for the 3 x the rent thing.
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