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Help needed!! Should I accept offer?
slippy
Posts: 6 Forumite
I have been lurking here for a while
so heres my 1st post,
I sent of the template letter to santander regarding an old A&L loan that I payed of in 2008 and I was paying ppi with this loan.
The loan was started in 2002 and I refinanced 2 times during the duration of the loan so it was 3 loans that I was claiming against.
Today I recieved an upheld letter and an offer of a tad under 5K :j
On my template letter that I sent out I stated that the loan was started in 2002 and that is the calculation that they worked on .
Tonight while I was looking for some old cc statements for my next claim for misold ppi I came across some old bank statements from 1998 up to 2002, on those statements was direct debit details of a loan with A&L that I had forgot about ,so theres 4 years of paying ppi on those also. WHATS MY NEXT MOVE? PLEASE HELP!
I sent of the template letter to santander regarding an old A&L loan that I payed of in 2008 and I was paying ppi with this loan.
The loan was started in 2002 and I refinanced 2 times during the duration of the loan so it was 3 loans that I was claiming against.
Today I recieved an upheld letter and an offer of a tad under 5K :j
On my template letter that I sent out I stated that the loan was started in 2002 and that is the calculation that they worked on .
Tonight while I was looking for some old cc statements for my next claim for misold ppi I came across some old bank statements from 1998 up to 2002, on those statements was direct debit details of a loan with A&L that I had forgot about ,so theres 4 years of paying ppi on those also. WHATS MY NEXT MOVE? PLEASE HELP!
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Comments
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I have been lurking here for a while
so heres my 1st post,
I sent of the template letter to santander regarding an old A&L loan that I payed of in 2008 and I was paying ppi with this loan.
The loan was started in 2002 and I refinanced 2 times during the duration of the loan so it was 3 loans that I was claiming against.
Today I recieved an upheld letter and an offer of a tad under 5K :j
On my template letter that I sent out I stated that the loan was started in 2002 and that is the calculation that they worked on .
Tonight while I was looking for some old cc statements for my next claim for misold ppi I came across some old bank statements from 1998 up to 2002, on those statements was direct debit details of a loan with A&L that I had forgot about ,so theres 4 years of paying ppi on those also. WHATS MY NEXT MOVE? PLEASE HELP!
Hi
Well done on your success!:beer:
If mis sold on that one as well, I would put in another complaint on this actual account you just came across.
They will deal with this one separately.
Reclaim questionnaire below - step 3, good luck.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3The one and only "Dizzy Di"
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Thanks for your reply, I dont have any acc details for my first loan with A&L, I just have direct debit dates and amount on old bank statements. Should I request a sar?0
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