Question on Document signed at dealer?

fd1972uk

Hi,

Wondering if anyone can help, I was in looking at a car which I'm looking at buying, now I got a price over the phone and also down at the place which I am happy with.
However I got a bit flustered down at the dealer (had my little 5 year old kid and also lost my mobile phone, actually went later on at night and got the security guy to take it from the car I had test drived as that was were I had dropped it).
However I've signed a 'Purchasers declaration', I did fill in a Finance Prop sheet before that, although I forgot to sign it.
On the question of the Purchasers declaration I'm wondering if thatis legally binding?
I ask because there is only the initial car details, there is no final figures i.e. monthly repayments, interest charges on it?
Does that mean I have another form to sign for the final settlement figures or have I mistakingly signed a document where if they wanted to could say that they can only finance my car with a crazy %APR?
Can anyone help?
If you need anymore info please let me know.
Just worried now.

Cheers


FD

CvPiper

Don't worry about it, pop back down while they propose the finance. You can negotiate the rate on the finance as you can the car. The dealer will work off and earn flat rate of interest, so they have a few per cent points to negotiate which can affect your payments greatly - and their additional commission.

Have you paid any deposit? Without any the dealership can hardly force you to do anything!

fd1972uk

No fortunately I have put down no deposit, I was just a tad worried about this declaration that I had signed, which really just states much I'm borrowing and how the figure came to be. No term, interest figures, apr, monthly repay.


FD