Have an outstanding October with the NSD challenge

IF

Evening all :hello:

solventsoon wrote: »

:j:j:jif - for no 17 and your target smashed now, that’s brilliant!:j:j:j
Prize no 1 is headed your way now, hope you like it
Increasing your target to 18, a full house for you this month then?

Thanks Spoony, Trying to get them all!! Love Tigger and Pooh!! :dance:
Got my 18th NSD today.

Second target prize!!!

Please increase target to 19 NSD's

beanielou

No 19 today.
Hope you are all having a good weekend.

elfen

NSD no 13 for yesterday please! Should get 14 either tomorrow or Monday

rising_from_the_ashes

No 18 today

Not intentionally I will add - spent 2+ hours doing an online order at Sainsbobs (had a £10 off £50 voucher) and got all the way to the end of checkout and it wouldn't accept the voucher code ..... hit "help" (as it told me to) and I lost my beeping trolley:mad:

Just couldn't face trying to do it all again . First time I've tried Sainsbobs (nearest store is around 30 miles away) and I was very impressed with their Basics stuff ..... if I pluck up courage I'll try again tomorrow!:o

LittleMissHappy_2

No NSD for me again I have lost the will this month! Today it was the grabbit board - got me 2 party dresses and DD 1 party dress for xmas for £20 It would be rude not to.......I have nearly finished my xmas shopping now so next month should be better. Car cost £300 to fix as well so dresses cheered me up (false logic, I know!) x Hope you're all having a lovely weekend

greenanne

at last i've managed another nsd.
that makes 14 nsd for me please.
just one more to go to reach my target for this month.

solventsoon

Hi lovely gang:A

Update done but I'll post it tomorrow if that's OK with you all.

Been a busy week and I'm kernackered now....not sure I can cope with jumping smileys at the moment.

Back tomorrow

'night all
spoon xxx

IF

Morning all, hope you've all put the clocks back



:rotfl::rotfl::rotfl::rotfl:

solventsoon wrote: »

Hi lovely gang:A

Update done but I'll post it tomorrow if that's OK with you all.

Been a busy week and I'm kernackered now....not sure I can cope with jumping smileys at the moment.

Back tomorrow

'night all
spoon xxx

No worries Spoony xxx :A

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

Already spent today and going to a safari park later with the littlies so would have been a spend day anyway I am giving in to the inevitable gracefully! Plus, got a new coat for DD, jeans for both DS's and a new pair of good gloves for both DS's for the princely sum of £20 (grabbit board again!) Must stop going on there....;)

spoon - no worries, hope you had a good sleep, an extra hour in bed.....lovely