Have an outstanding October with the NSD challenge

LittleMissHappy_2

fedupandskint wrote: »

Hope he turns up LMH. Ring round the shelters too to see if he's been taken in and check locally too. Fingers crossed for you he turns up and safe and sound

Thanks fedupandskint I forgot to say that I went to the local vet and left my details...they hadn't heard anything. I will look up shelters this evening so I know who to contact in the morning - he has been chipped so I'm just worried that if he had been taken there they would have checked. I am panicking that he has been run over or trapped somewhere

beanielou

Positive vibes LMH for cat to wind his way soon really soon.
Spend today~another pass for fat class and been for a coffee.

rising_from_the_ashes

LittleMissHappy wrote: »

Another spend day I definitely won't reach my target now Plus my cat Iggy has gone missing He is the one who was really poorly at the beginning of the year - he's a bit like Garfield, never far from home, always wants food and ginger and fluffy - and I haven't seen him since yesterday afternoon.....Really worried as he never strays far from home - last time this happened a couple two doors down had taken him to an animal shelter as they thought he was a stray :eek: They thought this because he discovered their cat flap and kept going in to eat their food, so they gave him more (why do people do this? Don't they realise cats will eat food if you give it to them? Doesn't mean they are starving! And he is plump and well cared for!) :eek:

Sorry for rambling......I'm sure he will turn up...if he isn't back by tomorrow I will do some leaflets

Awwww ((((hugs)))) it's awful when they go "walkabout" - my big boy went missing for around 3 days a while ago and it was awful... keeping everything crossed.

rising_from_the_ashes

No 15 and target today :j

Was getting a bit worried as a few spendy days recently!

Bit of a disappointing day - the order from the chemist that I paid for next day delivery (yesterday) didn't turn up..... it apparently got delayed and they never thought to let me know grrrrrr

The new cat carrier arrived - but it's faulty grrrrrrrrr

donna_dynamo

Hi all been missing for a while would like to say that i have another 3 NSD's which makes my total NSD 18 . Bit of a technicality as i have been going mad getting presents for the dreaded C word but i save money all year round for this so this has not came out of the money i have in my bank so i have not included these in my spendy days. Hoping for a good November as well as my bank is a bit sparse at the moment and i need to save for things coming up in the future.

muffin_man_7

NSD NO 22 today

Thursday will be a spendy day as its my granddaughters 11th birthday, card and pressy to pick up also some party food for a surprise thats a good thing

yesterday the housing officer came to check house another new person she was happy with what wed got done so that helped

today youngest painted kitchen in the same blue as living room and has said the 2 end walls will be white its looking good athough i cant help atm i cant move too good think i've trapped a nerve in my neck it wasnt till i was making pancakes for titch and her friend for a late breakfast that i realised how little i could move couldnt toss any of pancakes:( thats half the fun maybe next time

havent read all pages will try and catch up soon need to sort list for party, slime (aka green jelly) blood bath(aka red jelly) bats(aka home made biccy in shape of bats now then what can i put in the couldren ?? mmm any ideas anything else i've forgotten

solventsoon

LittleMissHappy wrote: »

Another spend day I definitely won't reach my target now Plus my cat Iggy has gone missing He is the one who was really poorly at the beginning of the year - he's a bit like Garfield, never far from home, always wants food and ginger and fluffy - and I haven't seen him since yesterday afternoon.....Really worried as he never strays far from home - last time this happened a couple two doors down had taken him to an animal shelter as they thought he was a stray :eek: They thought this because he discovered their cat flap and kept going in to eat their food, so they gave him more (why do people do this? Don't they realise cats will eat food if you give it to them? Doesn't mean they are starving! And he is plump and well cared for!) :eek:

Sorry for rambling......I'm sure he will turn up...if he isn't back by tomorrow I will do some leaflets

Oh no, I'm so sorry, LMH, it's horrible when that happens.:(

Fingers very tightly crossed that he wanders back without a care in the world tomorrow morning.

(((hugs)))
spoon xx

IF

Evening all xx

Hope he turns up too Little Miss Happy xxx :A


Spoony got my NSD 15th thank you xxx :A

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

solventsoon

LittleMissHappy wrote: »

spoon - bless you losing 3 updates I probably would have chucked my laptop out the window the first time And 100% in a test :beer: That is great :T

Keiss_21 wrote: »

Spoon, and well done on your test :A

jintyb wrote: »

Good afternoon all!

Spoony - well done on your test:T

ifwisheswerehorses... wrote: »

Afternoony all :hello:
Well done Spoony on your test and Pah to losing your updates.....bless you xxx :A

Thank you lovely people xx:A

I think if I were using a laptop it would definitely have gone out of the window - the PC is a bit heavier (luckily for it!!:D)