Have an outstanding October with the NSD challenge

The_Dragon

Hit #10 and first target today :beer: (spending most of the day in bed 'cos I had a bad fall yesterday probably helped :o)

Can I up my target to 15 please?

fedupandskint

NSD 7 please

Lula-Hula

Hi all,

poor Dragon, do hope you'll be ok my lovely, sending you some healing vibes.

Sorry, I've not been in for ages but racking up a few NSDs.

Number 9 now

QueenB.

Today was a spendy day as we had to pay for the car and a couple of school trips but as Monday is always a spendy day due to weekly food shop i would rather get as much spending out of the way on the same day if possible, then more likely to have my NSD add up.

The good news is that when we got the car back this evening it ended up costing only £206 not the nearly £400 they had quoted:T Still a lot to pay out but not as hard to manage as the first price.

Modestyb good news about the pups, its amazing what a bit of TLC does. We got our youngest cat from a similar situation and when we got him he was in a heartbreaking way. Wouldn't even make any noise or come for food/water due to nerves. With a lot of love and understanding he is a wonderful young cat now but still very timid and i guess he always will be.

(((((((((((((hugs ))))))))))))) NSDers

marmiterulesok

Not been around for a few days.Anyway I've managed another four-in-a-row plus one more,so am up to#9.:)

I confidently expect to beat my target,as I am a bit skint.It always helps....

Hope that you've all had a good weekend and not too badly afflicted by 'The Monday Blues'.

LittleMissHappy_2

I was expecting an NSD today but we needed bread and milk I'm going to be spending tomorrow too as I am changing my hair colour - going brown from blond Fingers crossed for Weds as my next NSD then.....

ETA - I have ordered my hair colour with my Mr T order (done today to save an NSD!) being delivered tomorrow so it will be an NSD after all (hopefully!)

beanielou

I went from blonde to brown LittleMiss and think its rather dark now!!!
Cant win.

IF

Evening :hello:

Got my 10th NSD today, thank you xx :A

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

beanielou wrote: »

I went from blonde to brown LittleMiss and think its rather dark now!!!
Cant win.

I'm a serial changer of hair colour And I like dramatic changes so it's normally brown to blond to red to blond to brown etc...I normally change it at least once a year