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Help with refund calculation.

Just had offer from BOS after exactly the 16 week deadline they gave me!! Am not sure if the calculation is correct and wonder if anyone can help with it.

I have paid the PPI at £8.25 per month for exactly 3 years. The interest rate is 11.25%.

They have offered refund of premiums of £212.79 plus
Refund of interest at £67.71 plus Interest at 8% £32.73 making £313.23.

I thought it would be the 36 months of £8.25 = £297 plus any interest on top of that but to be honest I really have no idea.

Anyone able to check this for me?
The victims we know so well
They shine in your eyes
When they kiss and tell
Strange places we never see
But you're always there
Like a ghost in my dream

Comments

  • -SDW-
    -SDW- Posts: 137 Forumite
    culture club !
    HBOS charges..£7000.00 recieved.
    Egg cc..£1300 recieved.
    Barclaycard cc..£ 568 recieved.
    A&L loan..£1677 recieved..HBOS cc..£3500. HBOS.. loan £919.HBOS.cc charges. £1400 MPPI £21799 recieved
  • -SDW- wrote: »
    culture club !

    Yeah it is I absolutely love that song lol
    The victims we know so well
    They shine in your eyes
    When they kiss and tell
    Strange places we never see
    But you're always there
    Like a ghost in my dream
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 1 October 2011 at 1:34PM
    Hi there, you are right,you should have the ppi back that you paid,if the loan is still running, it should have the ppi removed and your monthly payment should go down by the ppi monthly amount,give them a ring and ask how they worked this out.
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