Identity Fraud

kjnealon

Firstly let me apologise if this post is in the incorrect forum, Im sure it'll be moved if necessary,
My story is as follows....
I recently had a look at my Equifax report and found a defaulted credit agreement in my Mis-spelt name at my Previous address.
I moved house in 2003 and this agreement was set up in 2006 !!.
The agreement is in default to the tune of over a thousand pounds!!.
Obviously I neither knew about this till now and could never have recieved anything from this agreement (im presuming its a catalogue or something similiar).
I presume whoever moved in after me used my details to create this account.
I feel irate that the cheeky !!!!er has done this and they feel they will get away with it.
I have contacted Equifax who have gave me a phone number for the creditor saying I should contact them to discuss.
What should I do ?? Any advice on the best way forward for me would be greatly appreciated. Thanks in advance

wealdroam

kjnealon wrote: »

I have contacted Equifax who have gave me a phone number for the creditor saying I should contact them to discuss.
What should I do ?? Any advice on the best way forward for me would be greatly appreciated. Thanks in advance

Err... how about contacting the creditor and discuss the situation with them?

Just an idea.