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Natwest Loan PPI Claims..HELP!!!

Hi, I send off 2 letters to Natwest and few months back reclaiming on 2 loans. I received letters end of last week offering 'goodwill' gestures for the amount. I was disappointed by the amounts offered but when looking back at my loan agreements, im confused if the amount is close or they're trying to pull the wool over my eyes! Ive seen other threads about adding compensation and interest so really confused now!!!
Is there a PPI claim calculator/spreadsheet someone could recommend? Ive tried a few and they either want to take personal details or just crap!
I used one that give me some good figures but god knows if its correct!
Here are the details if anyone could help -
1st loan finished - 18 months duration for £1120 borrowed (PPI not included).PPI total 139.14 at APR of 20.9%. I was offered by Natwest a total of £151.07 with breakdown as PPI refund £115.65 with net interest £35.42
2nd loan 12 month to go - 60 months duration for £4403.40 borrowed (PPI not included). PPI total £1283.40 at APR of 13.4%. I have been offered a total of £1170.30 with breakdown at £1029.41 plus £140.89 interest.
Im unsure whether to just accept offers or am i missing something???
Thanks for any help offered! :D

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    Hi there

    Try posting this on the above "how the FOS calculates refunds" and hopefully someone will be along to check this out for you.

    :beer:
    The one and only "Dizzy Di" :D
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