Will Common Sense Prevail?

Twon

I'm guessing that I've got some bank charges outstanding. I'm going to go through my statements and see what is what.

I want to approach my bank face to face and request they make a partial offer which which I will use the funds to reduce my OD with them. I don't get any cash out of it and it puts them in a better position with me.

Do you think they will listen to common sense or is it time to start looking for another bank?

I'll let you know.

Thanks,

Twon.

sparkiestfiend

Hi Twon,

Just wanted to let you know that I did this last year with Smile bank, with whom I had a £500 overdraft (I spent every month at its limit!) My charges amounted to more than this, so I wrote them two letters, after the second one they credited my account with the £600 odd pounds and didn't ask me to close the account. I did however, as I was just glad to pay the overdraft off and get well rid of it...... but I was amazed at how easy the whole process was.

Hope this is some help?

jas135

i have had an account and a great relationship with my bank for the last 12 yrs , i also know the manager quite well and get on with him . I approached him first and told him the situation and he said that I had to go through the usual "paper" procedure .

Twon

jas135 wrote:

i have had an account and a great relationship with my bank for the last 12 yrs , i also know the manager quite well and get on with him . I approached him first and told him the situation and he said that I had to go through the usual "paper" procedure .

I'd like to think I get on well with my bank manager.

I'll speak to them and see what happens.



Twon