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Warning - Noddle (callcredit) the 'free' credit check that isn't

124

Comments

  • GlamGirlie
    GlamGirlie Posts: 432 Forumite
    Debt-free and Proud!
    Yep same. I've been using them for over a year and no charge, I doubt it's I'm lucky, I just read what I'm agreeing to!


    Yes, me too.

    Totally free, I don't *think* I ever even had to put my bank card details in!

    Even if I did (and it was so long ago I truly can't recall) I've certainly never been charged a penny. It's a brilliant service.
    I am employed as a manager in a financial services institution. My views are entirely my own.
  • I was planning to sign up for Noddle until I discovered that I was required to enter credit card details including security code! I don't think so, I'll do without the credit check thank you.
  • Shackeng wrote: »
    I was planning to sign up for Noddle until I discovered that I was required to enter credit card details including security code! I don't think so, I'll do without the credit check thank you.

    There's nothing wrong with it.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    In fact given how many people must now have signed up for noddle, the reports of money being taken when it shouldn't are very low.

    Never had a problem, and have suggested many many people try it out, none of whom have had an issue.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • blessed31
    blessed31 Posts: 48 Forumite
    I had a penny taken out of my account on 30th May, which happens every month so am thinking each time they update my report, they are taking a penny out.
  • DCFC79
    DCFC79 Posts: 40,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    blessed31 wrote: »
    I had a penny taken out of my account on 30th May, which happens every month so am thinking each time they update my report, they are taking a penny out.

    What does your statement say as to who is removing the money. ?
  • Tberry
    Tberry Posts: 25 Forumite
    Hi, I'm sure a lot of people on here will have been affected by the big hacking scare at TalkTalk this past week. They are recommending that users sign up to Noddle and offer a free 12 month credit check, and I was wondering if anyone on here still use Noddle, the last post I could find was back in 2011. How free are they actually, are they free for life or is it one of those things that start charging huge amounts after a short period?
  • noodle is indeed free , however its not live data , just a snapshot taken on a random day every mth , so your info could be upto 7 weeks out of date.
    the website is crawling due to the amount of new customers




    noodle is free for life , the "12 mth" thing is the optional email alert , that normally costs £20 per year
  • Tberry
    Tberry Posts: 25 Forumite
    Thanks, not very reassuring, TT feeding us rubbish?
  • enfield_freddy
    enfield_freddy Posts: 6,147 Forumite
    edited 26 October 2015 at 3:35PM
    well they are actually giving you the (useless) £20 upgrade , as you might know call credid is the smallest of the 3 CRA s , TT don,t even report to them!




    a lot more is available free of charge , https://www.clearscore.com/ , inc your tt file !!!
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