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insurance protectors 4 self employed
philipwatson
Posts: 2 Newbie
Hi does anyone know of any products out there that cater for self-employed as i see that most don't cover unemployment for people with their own businesses.
I want to find one that specifically includes critical illness, sickness, unemployment etc that doesn't stop after 12 months. Also if there is one that does all of the above and includes lfe insurance.
cheers phil
I want to find one that specifically includes critical illness, sickness, unemployment etc that doesn't stop after 12 months. Also if there is one that does all of the above and includes lfe insurance.
cheers phil
0
Comments
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You will probably do best by splitting out the main elements. One policy to cover death and critical illness. Another to cover the sickness, Income Protection (PHI) will pay out indefinitely until you return to work if you are unable to work due to sickness, accident but doesnt cover unemployment. Unemployment cover is available but questionable for the self employed as it has lots of exclusionsI am a director of Torquil Clark Life Insurance (formerly Life Policies Direct), a specialist protection broker. Posts on this forum do not constitute or imply advice and are for discussion purposes only containing generic information. If you need individual guidance please seek advice from a suitably qualified, registered and authorised financial adviser0
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