removals - premises protection insurance?

suered

Evening all

Would anyone advise taking this out? Supposedly to cover any damage they may do to the PREMISES whilst moving your stuff. Wouldn't they be liable anyway if they e.g. gouged a hole in the plaster?

Thanks

dacouch

Lol, which removal company is this ?

suered

pickfords - they're limiting themselves to a total of £75 liability if you don't take it, but others say (reasonably) they limit to "making good damaged area".

and why am i considering them - well, i have a couple of items that need special tlc and they seem to offer the best service for them.

dacouch

Pickfords have a patchy reputation, some branches can be good, others have a very bad reputation.

If they are so good why would they not be prepared to back this up by paying for damage they do ?

Any decent removal company can handle unusual items that need special tlc and would be more than happy to make good any damages they cause.

I would suggest you look at other companies, you will be able to find better companies who are cheaper and would not dream of limiting their liability or expecting their customers to take out a policy to cover it.

zagfles

suered wrote: »

Evening all

Would anyone advise taking this out? Supposedly to cover any damage they may do to the PREMISES whilst moving your stuff. Wouldn't they be liable anyway if they e.g. gouged a hole in the plaster?

Thanks

:rotfl:This is unbelievable - they want you to buy insurance to cover them damaging your property??

It's bad enough that some removal firms try to charge you insurance to cover stuff they are moving for you, while in their care!

Tell them you expect them to take out insurance in case your dog bites them, and if they want a cup of tea they'll have to buy insurance off you in case you scald them with it

aliciamoss

Removers should have cover for damage to premises - if they are reputable. As to paying for insurance, a remover is a bailee for hire and reward. They are liable if they are negligent. If there is an accident for which they are not responsible, who should pay? That is what you pay insurance for, or what you ask the remover to accept extra liability for - not negligence that is already covered, but accidents beyond their control.

Say a remover is carrying your china, and as he crosses the pavement, a dog trips him up. Is the remover responsible for the accident? A traffic accident, caused by someone else, wrecks the removal van, carrying your goods. Who pays then?

If you want the remover to pay, you are increasing his risk, and he will pass that on, either visibly or invisibly.

Please realise, every company that has public liability, from removers to hotels, charges you for it, only you don't see it. How else do they cover the cost of claims?

Just because you aren't shown the cost of some kind of insurance or liability cover as a separate item, doesn't mean it isn't there. You are charged. Every time. Some firms show you how much, others simply add it in as part of the overall cost.

You don't think that anything is for free do you? Even a walk down the road to pick blackberries costs you in shoe leather.

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