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HSBC - online applications PPI Loan

Jenny0327
Jenny0327 Posts: 24 Forumite
in Reclaim PPI & other insurance
Hi,

I am looking into reclaiming back some PPI Charges from HSBC.
The first loan I applied for online but went down to the branch to sign the documents and the lady was pressuirising me. I know were I stand on this one.
The second loan I applied for online in June 2006. Does anybody know if HSBC used pre ticked boxes for the PPI section?

Thanks in advance....

Comments

  • stunnerv
    stunnerv Posts: 1 Newbie
    would be interested if anyone could answer this? or if there is a way to find out?
  • olliecp77
    olliecp77 Posts: 15 Forumite
    Have a funny feeling they don't
  • mariadavid
    mariadavid Posts: 9 Forumite
    hi

    I hope this helps but Halifax have just offered a refund for PPI applied for online.

    In 2007 lenders were made to change the online application as it used tickboxes but did not make you aware it was optional

    Funny thing is though it was one letter to Halifax but looks like i am going down the court road with RBS for exact same circumstances
  • dunstonh
    dunstonh Posts: 121,289 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I hope this helps but Halifax have just offered a refund for PPI applied for online.

    Unfortunatly not.

    Halifax are auto upholding all complaints whether you have grounds or not. That is not being repeated with other providers. So, you cant use an Halifax payout as indication of rights or wrongs. Chances are you just got lucky because of their backlog and auto-uphold stance.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
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