SOA-Help needed!!

tryhard_2

CMorena wrote:

Good idea. I do have an excercise bike and a few exercise dvds and also once the weather gets better will be more motivated to start my road running (inpreparation for my 10k run!)
I WILL get there!!

when is the 10k run? perhaps you could have a challenge with someone on here doing the 10K

david_hellier

Hi, according to my figures you have £49.04 per week to spend on food and anything else including hair etc. This assumes you stop saving. You are not in a position to save. I suggest firstly to stop overspending you write this amount in a little book on a Monday to start debt control and prevent overspend. Keep a note of all you spend by subtraction. Next follow the advice already given on cutting back. Your biggest overheads are the rent and car; look to tackle these first. The gym and sky may need to go if you need more money to spare. Ignore your bank balance.

Good luck, the figures are as follows:

income weekly monthly
self 1330.00
partner







total 0.00 1330.00 divide by 4.33
£306.93

£306.93 total weekly income

spend weekly monthly
rent/mortgage 450.00
council tax 60.00
elec 0.00
gas 0.00
water 32.00
secured loans 0.00
TV licence 11.00
fines 0.00
black horse 78.00
mobile 20.00
car ins 35.00
gym 54.00
aol 17.00
halifax cc 100.00
egg 20.00
bcard 20.00
petrol 120.00
car tax 12.50
bt 18.00
sky 50.00
od payoff 20.00









total 0.00 1117.50 divide by 4.33
£257.88

£257.88 total weekly spend

Start= income - spend = £49.04 per week