SOA-Help needed!!

CMorena

Haughley Harridan,
brilliant, wel done, you are an inspiration
I know its v difficult, especially when I never eat out, do not go out, never buy clothes, I always seem to be depriving myself of stuff and quite frankly it sucks. Feel like am not going to get a break. Then again I know I got myslef into this situation and only I can get myself out of it.
Heyho, am going to make a list of things to do and aim to complete a few each day or at least start the process.
So much to do but hopefully lots will come of it
keep on going!

CMorena

RE: shares
should i cash these in to get some cash to clear some debt? They are currently worth about £500.
Would this be costly to do?
thanks

charl8888

I think its definitely a good idea to sell the shares - and put the money towards the Barclaycard bill. When I sold some shares I went into my local Natwest branch (with the certificates and some ID) and they did it there and then, the money arrived in my account a week or two later. Natwest took a small commission.

Hey, when you're rich you can always buy some more shares!!!

tryhard_2

hi
looks like you are very motivated. have you considered doing some extra work (like selling on ebay/amazon) to pay towards your gym treat?

CMorena

Hey, when you're rich you can always buy some more shares!!![/QUOTE]


am loving that idea!
am unsure what to do because someone on investments forum said not to bother as it was a drop in the ocean compared to the size of the debt.
heyho

CMorena

tryhard wrote:

hi
looks like you are very motivated. have you considered doing some extra work (like selling on ebay/amazon) to pay towards your gym treat?

yes that is part of the plan, ebay anything that is not tied down!
am loathed to give up the gym as it really motivates me but might have to give it up so that can be debt free quicker then pick it up again when have more cash.
hohum

tryhard_2

seems to be sensible suggestion; you could ask for gym subs for b'day/christmas pressie

CMorena

tryhard wrote:

seems to be sensible suggestion; you could ask for gym subs for b'day/christmas pressie

Good idea. I do have an excercise bike and a few exercise dvds and also once the weather gets better will be more motivated to start my road running (inpreparation for my 10k run!)
I WILL get there!!

lynzpower

CMorena wrote:

yes that is part of the plan, ebay anything that is not tied down!
am loathed to give up the gym as it really motivates me but might have to give it up so that can be debt free quicker then pick it up again when have more cash.
hohum

have you tried your council gyms on a more PAYG level? My mate uses them and says they are usually deserted. When she doesnt go, she doesnt lose out.

CMorena

lynzpower wrote:

have you tried your council gyms on a more PAYG level? My mate uses them and says they are usually deserted. When she doesnt go, she doesnt lose out.

Mine does not have one, used to be a member of one before i moved, but think there is one closer to hme that is privately owned as opposed to large plc, hence its cheaper.
failing that will be getting out on the roads when weather gets better