Buying a bed

deanos

hijabi wrote: »

From past experience, Where are the best places to buy a bed on installment??

I don't know about others but i sure can't buy a bed and mattress in one go, eek! Especially if you want it to last, theres no point spending a few hundred on a naff bed and mattress when that money could go to a better quality one which will have a longer life. Maybe that's just me

Ive been looking at a few in Bensons for Beds as tbh there's not many places who do interest free installments (i was quite shocked! where do people get their money to pay it in one payment these days?? i'm sure not getting a loan!)

You will still be paying over the odds as Bensons beds are certainly not cheap for what you get

Argos/Homebase do interest free,some local shops may also offer it our local bed shop does

ZABS

I bought the calypso divan bed from a online retailer called Total Furnishing ( sorry cant add links!) and gotta say I have had no complaints it contains a pocket sprung unit and memory foam on each side. I think they can also do a Super King size

property.advert

A new bed is not something which crops up as a must have emergency purchase does it ? So if you cannot buy one for cash, why not save up and forget the new plasma telly ?

There is no interest free. It doesn't exist, just like Santa Claus and the tooth fairy. If something is interest free then it has an implied internal interest rate and the headline price is adjusted upwards to reflect this. Thus a £200 bed can be sold on "interest free" with no repayments for a year etc. blah blah con con for £999 over 4 years.

Decent beds do cost decent money but buying crap on free credit is hardly money saving is it ?

hijabi

Thanks all.
It is the only big spend item that we need after the house move, so we have decided to go ahead with Bensons as that is what works best for us. If others are blessed enough to want to pay in full and not starve for months then go ahead it's all about what works best for you!

Now i can't wait 'til it comes!!

dog_food

property.advert wrote: »

A new bed is not something which crops up as a must have emergency purchase does it ? So if you cannot buy one for cash, why not save up and forget the new plasma telly ?

There is no interest free. It doesn't exist, just like Santa Claus and the tooth fairy. If something is interest free then it has an implied internal interest rate and the headline price is adjusted upwards to reflect this. Thus a £200 bed can be sold on "interest free" with no repayments for a year etc. blah blah con con for £999 over 4 years.

Decent beds do cost decent money but buying crap on free credit is hardly money saving is it ?

This isn't strictly true. There are many items available on interest free that have a "fixed" retail price and therefore have no adjustments made to the selling price.

Interest free is often a handy tool for people and though it might not suit you, others may benefit from it. It's certainly a better option than putting the same purchase on a credit card.

Pinkypants

dog_food wrote: »

This isn't strictly true. There are many items available on interest free that have a "fixed" retail price and therefore have no adjustments made to the selling price.

Interest free is often a handy tool for people and though it might not suit you, others may benefit from it. It's certainly a better option than putting the same purchase on a credit card.

Interest free is chargeable to the retailer, just like the retailer will pay a fee for all card transactions. But these costs are not added extra onto the customer, it'll be built into the price of the goods.

If something was up for £799 Interest free, the shop could not offer it for £750 cash. As any deal for £750 would also have to be offered on Interest free payment, otherwise you are putting a price on "free". The financial rules don't allow that.