really desperate for some info and help

richardr22

hi guys.

i was made redundant on the 9th of september (the day i got back of honeymoon) im 26 years old and have been working since leaving college 9 years ago in this time i have had 2 jobs working constantly beside a 3 week period when i signed on about 6 years ago.


i have only been with the firm for 18 months so i get no redundency money and only got a weeks wages notice.

my wife works full time on natiaonal minimum wage and takes home around £175 pw

i have yet to sign on as i was hopefull of finding a job but i havent yet so i need to go and sign on today.

i have a 7 year old son from a previouse relationship who stays with us 2 days a week.

we privately rent an house for £450 per month and have to pay £124 a month council tax.

neither me or my wife receive any benfits

we do not have any savings and are always living in our overdraft its got so bad we cant pay the rent or council tax and im starting to get worried

so my question is will i get income based jsa or contribution based jsa?

also am i entitle tohpusing and council tax benfit?

also, sorry last question i promise, will i get any tax rebate now im not earning my wage slip information is below

for the last 12 months i have been earning £380 per week minus £47.60 PAYE tax and £29.10 national insurance taking home £304.60 pw.

my wage slip says:

total gross pay td £6438.43
Gross for tax td £6438.43
Tax paid td £798.60
Earnings for NI td £6433.00
national in td £489.42

Thanks for any help its really appreciated

richard

georgiasdragons

Your best bet is to log onto entitledto.com or turn2us.com
This will give you ideas/

Oldernotwiser

If you've paid the relevant NICs (which it sounds as if you have) you'll be eligible for contributions based JSA for up to 6 months. After this you'd transfer to means tested JSA which you won't get as your wife is working full time.

You may be eligible for some LHA/HB/CTB but the fact that your son visits you won't be taken into account.

You need to sign on asap and put in a claim.

merlin68

Does your landlord allow dss if you claim HB. Most don't. As it validates there insurance. You won't get all the rent paid.