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Husband giving up work to mind children...

245

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 September 2011 at 11:06PM
    Why cant he look for a job that he can do when youre at home, seems the obvious thing to do to me.

    My OH and i did it when my kids were younger, He worked his normal 8 to 5, i worked 6 till nine, monday to Friday.

    There was none of this easy money from the benefit system in the 70s, I cant believe how much money the government literally throws at people these days, it encourages them not to take the responsibilites of having and bringing up children.

    !!!!!! you dont know your born these days.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    McKneff wrote: »
    Why cant he look for a job that he can do when youre at home, seems the obvious thing to do to me.

    My OH and i did it when my kids were younger, He worked his normal 8 to 5, i worked 6 till nine, monday to Friday.

    There was none of this easy money from the benefit system in the 70s, I cant believe how much money the government literally throws at people these days, it encourages them not to take the responsibilites of having and bringing up children.

    !!!!!! you dont know your born these days.

    Im 42 and we did the same thing, I even worked nights and had to look after the bairn during most of the day when we moved and couldnt find a childminder I trusted, it didnt kill me and we had to pay our own childcare too.

    I went back to work when my daughter was six weeks old because of the lack of building work in 1989, my husband priced up jobs while I was home and we managed to not pay for childcare until the market improved, we didnt get anything other than CB either, no £80 pw for the oldest child in those days.
  • Just checked HB/CTC and it appears you will be entitled to £60 a week.

    :rotfl::rotfl:Well I'm a single mum on that salary and I don't get any!!!
    Noli nothis permittere te terere
    Bad Mothers Club Member No.665
    [STRIKE]Student MoneySaving Club member 026![/STRIKE] Teacher now and still Moneysaving:D

  • hcb42 wrote: »
    isnt this a very backwards step? Giving up work when he is able to do so - just to go on benefits?

    didnt you know that govt cuts are perversly making it more of an advantage for some parents to stop working especially with reduced child care help?
    although tbh if i were the op`s oh i`d be looking for something i could do that meant no childcare was needed e.g. part time evening work maybe?
  • Thanks for all the responses.
  • Btw we only get 10/w tax credit which is why we'll initially get housing benefit. Once we get the tax credits we're entitled to the housing benefit will stop as I understand it.

    If anyone knows of a job that my husband can do after 5pm that will pay him 17-18k but that still lets him get a night's sleep and look after two toddlers the next day let me know. We have looked everywhere believe me and have found nothing. We have spent the last ten months overspending every month by 500+ just on childcare and using the benefits system is a last resort for us. We are not proud of the situation we're in.
  • Lady_gaga
    Lady_gaga Posts: 1,219 Forumite
    why does he need to be earning that much? he could work a twighlight shift in a supermarket from 6pm untill 11pm then a couple of shifts at the weekend
  • lindens
    lindens Posts: 2,870 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Most call centre jobs will pay around that figure (pro rata) and they always need people on the phones sometimes til 11pm. Or what about a carer's job in people's homes? that is often til 11pm too.
    You're not your * could have not of * Debt not dept *
  • bestpud
    bestpud Posts: 11,048 Forumite
    You need to be careful if you are planning to claim HB on the basis of a lower tax credit award. Any lump sum you receive from tax credits at the end of the year will be counted as income for HB purposes.

    With tax credits, they will take into account your earnings so far this year, so any payments from now until April will be lower than those after April.

    Also, if you ask them to increase your award, be careful that you don't earn more than you estimate (overtime or whatever) as you will go straight into an overpayment.

    Overall, I really can't see how you will be better off...

    Your OH doesn't need to earn £17k if you don't have childcare fees? It makes sense to find a part time job that fits your hours, or as near as possible.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    nixxx wrote: »
    Btw we only get 10/w tax credit which is why we'll initially get housing benefit. Once we get the tax credits we're entitled to the housing benefit will stop as I understand it.

    If anyone knows of a job that my husband can do after 5pm that will pay him 17-18k but that still lets him get a night's sleep and look after two toddlers the next day let me know. We have looked everywhere believe me and have found nothing. We have spent the last ten months overspending every month by 500+ just on childcare and using the benefits system is a last resort for us. We are not proud of the situation we're in.
    It doesn't work like that. The housing benefit department will figure out how much tax credits you are entitled to and adjust the claim from day one. You won't get maximum HB then get it reduced later. As has been said it'll be around £60 a week depending on your exact circumstances. And....it is easy enough to find a job that earns about £48 a night between 5pm and midnight. A quick search on directgov reveals Bar or Restaurant Team Leaders (evenings) £6.85 per hour, Warehouse Operative (evenings) £7.50 per hour, Security Officer (evenings) £6-£8 per hour and a Social Care Worker £7.65 per hour (evenings and training provided). That's filtering out a lot of other jobs such as Betterware and anything to do with pay based on commission.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
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