We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Do I have rise to a claim?

Took out 25k unsecured loan with BOS 2002, payments 302GBP per month and Insurance of 240GBP per month, meaning overall monthly cost of 542GBP over 10 years, paying back over 60k in total!! 28k of that in PPI!!!!

Was verbally told, can't get loan without insurance.

Defaulted on loan earlier this year due to my new employer effing up my tax code and not getting it sorted for 5 months and now paying back remainder (only 8k to pay overall) via a 3rd party payment plan.

Do i have rise to claim back insurance/PPI?

Thanks,

Comments

  • darang wrote: »
    Took out 25k unsecured loan with BOS 2002, payments 302GBP per month and Insurance of 240GBP per month, meaning overall monthly cost of 542GBP over 10 years, paying back over 60k in total!! 28k of that in PPI!!!!

    Was verbally told, can't get loan without insurance.

    Defaulted on loan earlier this year due to my new employer effing up my tax code and not getting it sorted for 5 months and now paying back remainder (only 8k to pay overall) via a 3rd party payment plan.

    Do i have rise to claim back insurance/PPI?

    Thanks,


    If you felt it was missold under that reason then it won't harm to instigate your claim.

    However if your in default then some or all of the returned ppi would be used.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.