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ppi and charges from hire purchase
nat.jay
Posts: 5 Forumite
hi everyone, i recently had a car reposessed when i fell behind with payments. i found the money to pay the loan off only to discover that over the period of the loan they had put £1500 worth of charges on, therefore i didnt have enough and lost the car. We were in arrears a lot! i also discovered there was ppi on it but i was self-employed when i took out the hire purchase loan. i wrote to the company(black horse finance) asking for the charges and ppi back. but was told that because we were always in arrears they wont give any back. I am currently on a debt management plan and other lenders have paid out even though i am in arrears. Is there anything else i can do? i now owe £4500 on this loan and dont care if they just knock it off the bill, any letter templates or advise would be great
thanx
thanx
0
Comments
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When did you take the loan/policy out?0
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it was about 3 years ago.0
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