Ge money underwriters

R19SKY

Hi there,

I put in a PPI complaint as have many with regards to a store card with G.E MONEY now santander on 1st May 2011 - I was rejected within 10 days a standard letter saying that they are sold on a non advised basis and you had 28 days to cancel etc

Anyway they are completely dismissing most store card complaints i think because they can get away with it as they were not part of the ombudsman then and we can only claim through the FLA and they are supposedly useless.

I did put a complaint in with ombudsman and they got back to me to find out from G.E Money whom is the underwriter was - i have tried with no luck and the guy from the ombudsman emailed me today and and said unless we can find out who sold the policies for G.E money in 1999 then they will no longer be able to help me!!

Can anyone out there help me please??

thanks in advance!!

KIMY

They are Cardiff Pinnacle as l am currently pursing them. It has been with FOS for 18 months

sunny8_2

Hi Guys!!!

My OH has the same problem & i have been trawling the internet trying to find out who was the underwriter in 1998 :)

Was this the underwriter in 1998?

Do you mind me asking kimy have you found them difficult to claim against?

Thanks so much for the advice :j:j

Good luck :T:Txx

magpiecottage

I think you will have little joy, I'm afraid. Generally an insurer is NOT responsible for the actions of an intermediary that is deemed to be independent.

There is a rather technical argument that can theoretically shift responsibility onto an insurer who subscribed to the General Insurance Standards Council's code of practice at the time in certain circumstances but, since that code come in until 2001, it will not help you.

Sorry to be the bearer of bad news but I think it is better to know this is the likely outcome now than have your hopes dashed later.