We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
My first battle in the war against my debt monster is won!!!!
mrs_bellamy
Posts: 29 Forumite
Hi to everyone on the DFW board.
I just felt I had to make a thing of this...........I have paid off my Store Card, in FULL and CUT IT UP!!!!!!!:T
I am a fairly newbie, have posted a SOA (which, after doing a spending diary was WAY out) and am trying to follow the great advice for you wonderful people and it must be working, coz today I have one less bit of plastic!
Dont feel anyone has to reply or comment, I just wanted to shout about it. It feels great. At worst the debt on that one card was £1500, at 29% interest. :eek: I know there are others here who are in lots worse, but each debt is a personal demon, no matter what size. And I have killed this one.
Mrs b x:j
I just felt I had to make a thing of this...........I have paid off my Store Card, in FULL and CUT IT UP!!!!!!!:T
I am a fairly newbie, have posted a SOA (which, after doing a spending diary was WAY out) and am trying to follow the great advice for you wonderful people and it must be working, coz today I have one less bit of plastic!
Dont feel anyone has to reply or comment, I just wanted to shout about it. It feels great. At worst the debt on that one card was £1500, at 29% interest. :eek: I know there are others here who are in lots worse, but each debt is a personal demon, no matter what size. And I have killed this one.
Mrs b x:j
0
Comments
-
What feels better, paying it off, or cutting it up?"Don't critisise what people look like, how they speak, where they are from, and what they are called. They cannot help it.
Do critisise what they say, and what they do, especially if what they say is different to what they do. They can help that"
Anon
"Life is the three weeks and six days between paydays" - gerretl
£2 savers club =£420 -
Well done you :T :j :j
What's next for the chop?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
I am not sure really. I have such a dependancy on plastic, that it is a BIG thing to cut up a card, but knowing the balance is zero, and I can close the account and never see another statement is overwhelming. Purse seems empty all of a sudden.
x0 -
Well done!!!0
-
Have 2 more cards left (£1500 on each) so one of those, I guess. Loan runs its course in September, so maybe (fingers crossed) I could kill another 2/3 debts this year??0
-
Well done! You should be really pleased with yourself!!!0
-
I am quietly chuffed with myself. Also paid back OH £500 I owed him this weekend.
This could be THE year!! When I am finally debt free and able to start saving.0 -
Well done, just make sure that you also close the account and then it will get updated on your credit record....eventually...Official DFW Nerd Club - Member no: 203.0
-
I am sooooooooo looking forward to doing that. Should I ask for written confirmation that the account is now closed? Or just keep details of who I speak to and when? This is all new to me!0
-
:T:T:T:T:T:T:T WELL DONE!! :T:T:T:T:T:T:T
Must be a brilliant feeling! Good luck with your next target.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards