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Monday 19th Sept - What small DFW things will you be doing?!

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Comments

  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Hi all
    Left my card in co op machine Friday and was nit found... So waiting on new bank card!
    So nsd today!!

    Checked banking - oll on end of month- get fed up wishing my life away :-(
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning all

    Tebheag - Thanks for starting us off

    Not sure why I'm so late posting as I didnt sleep at all last night, tried to stay in bed but just ending up feeling sick and ended up sat on sofa all night long

    Today's little list (very repititive, but feel better for listing)

    Check Banks - still going to be very tight
    Check Swapits (for LO) and post those swapped - done
    2 x letters - finally finished and ready to post
    Comps
    Paperwork
    List stock and send list to all friends
    CV
    ITV comps
    Update food tracker - in progress
    General tidy up
    make buns for LO
    sort through craft bits and sort some to give to niece's little girls
    update food diary (1/2lb off, wanting to do better nxt week) -in progress
    Read (finished "Girl with a Pearl Earring" - one advantage of not sleeping, today will start "Boy in Striped Pyjamas" )
    Print maths worksheets for LO - done

    Hope you all have a great day, love to you all

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • DNMS - Hope work isn't too bad today & just flies by!
    Candy - Thanks hun, this morning hasn't been too bad but I bet the rest of the week will drag now! Hope your boss is nice & allows you to leave slightly earlier
    Starnac - Sorry! Check out groupon getaways if you can afford too, that's where we found this deal
    Yargo - *Hugs* Chin up payday will be here before you know it!
    Ziggy - Hope you feel better now
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Pernicious wrote: »
    Starnac - Sorry! Check out groupon getaways if you can afford too, that's where we found this deal

    thanks for the tip but apart from a flying visit up north at the end of the month we won't be going anywhere at least til after the baby is born. probably not til next year now though
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Tebheag
    Tebheag Posts: 382 Forumite
    edited 19 September 2011 at 5:25PM
    Hi again

    Oh well managed 7 of the things of my list Weather was not nice so didnt do washing.
    Not sorted out the kids clothes or done a meal planner but still time to do them. Done
    KJP was darkish when I got up very cloudy was sat in office with closed curtains when i was typing my list didnt think to look out then lol
    Pernicious hope the week goes by fast
    Starnac when is the baby due?
    Ziggy Hope your feeling better?
    DNMs hope your first day back went ok.
    £10 a day challange Feb 27/435 Jan 530/465

    2012 to pay off CC
    After snowballing should be debt free by Mar 2016
    2011 Target to be overdraft free this year and get debt down!
  • Hey guys :wave:

    Nice to hear what's going on with everyone. Oh no, DNMS, post-hol blues - I know the feeling... A few short days to ease into things will do you the world of good.

    I just thought I'd send you a wee bit of an update about what's going on with me... I've been keeping up with the small things but also got a few big things happening at the min and feel like a bit of a fraudster posting about wanting to get out of debt when I'm actually taking more on... :o Basically, we've been doing our sums in the Escocesa household and for an extra £400 a month OH and I can move from our 1-bed/300sq ft flat to a 3 bed/1100 sq ft house so we've decided to move!! :j

    With OH's new job it's all doable (albeit scary!) and although we'll need to pay out LOADS for all the moving costs etc it'll be worth it when we're in a house that will not depress us like this place and mean we are not living on top of each other. :) Cannot wait, although I am v nervous about it all going through etc. Eek.

    Here's my small things:
    - bought a top for work in charity shop - £4
    - took brekkie to work
    - borrowing car - £10 petrol this week
    - checking freecycle
    - survey - £3
    - coins in the coin jar
    - calls using included mobile mins - not house phone
    - check for prices - double bed/mattress, washing machines
    - check banking - payday on Friday with my overtime payment :T

    Big love everyone :beer:
  • kjp
    kjp Posts: 428 Forumite
    100 Posts
    kjp wrote: »
    Morning all!

    Thanks Tebheag for starting the thread - I thought I was the only one daft enough to be up this early! When did it stop being light at 6.30?!

    Today I will:
    • [STRIKE]Check banks[/STRIKE]
    • [STRIKE]Check CCs[/STRIKE]
    • Pay money off CCs from leftover money in the bank - payday on Friday! In process of working out what's actually owed and what's awaiting refund!
    • [STRIKE]Check TCB[/STRIKE]
    • [STRIKE]Check Ebay[/STRIKE]
    • [STRIKE]Breakfast/lunch from stores[/STRIKE]
    • [STRIKE]Take homemade soup to work to freeze[/STRIKE]
    • [STRIKE]Take fairy cakes to work for colleagues[/STRIKE] Well, I shared with one person!
    • [STRIKE]Update spends spreadsheet[/STRIKE]
    • [STRIKE]Take stuff back to M&S for the boy/exchange if possible![/STRIKE] Refund, didn't have size
    • [STRIKE]Car share to work[/STRIKE]
    • Measure bits for Ebay to work out postage costs Grr - left tape measure at work! (been carrying it around in my handbag for a month)
    • [STRIKE]Work hard[/STRIKE]
    • [STRIKE]2lts water[/STRIKE]
    • Sparkle! Failed!
    • See about booking Christmas meal for work - place we went last year currently doing free meal for organiser if booked before end of month! Menu looks nice, now to convince people that September isn't too early to start Christmas prep!

    Hope everyone has a good day, trying to be positive this week!

    Kxx

    Grr what a day!

    Hope everyone's ok, La E good news about the house, DNMS hope work wasn't too awful!

    Kxx
    House Fund: £2,800/£20,000 - 14%
  • Evening all - hope everyone is OK?

    Just popping on quickly as Corrie is on ...

    Listypoo for today.....
    • Took packed lunch
    • Had a NSD (2 in a row:j)
    • Walked dog locally instead of driving to the park
    • Had leftovers from yesterday's tea tonight instead of cooking again
    • Checked bank and ebay and amazon money is finally trickling in - moved to savings account for Xmas (made my target so very happy:T)
    • Didn't get a chance to post last parcels due to having to stay late in work - will do tomorrow
    • Had a quick rejig of the budget for the month
    • Updated diary
    That's all for today - going to put my feet up and watch Doc Martin... (strange because before I got married I was Dr Martin, will be again once the divorce goes through:rotfl:)
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    starnac wrote: »
    thanks for the tip but apart from a flying visit up north at the end of the month we won't be going anywhere at least til after the baby is born. probably not til next year now though

    Oh congratulations! When are you due?

    I just thought I'd send you a wee bit of an update about what's going on with me... I've been keeping up with the small things but also got a few big things happening at the min and feel like a bit of a fraudster posting about wanting to get out of debt when I'm actually taking more on... :o Basically, we've been doing our sums in the Escocesa household and for an extra £400 a month OH and I can move from our 1-bed/300sq ft flat to a 3 bed/1100 sq ft house so we've decided to move!! :j

    With OH's new job it's all doable (albeit scary!) and although we'll need to pay out LOADS for all the moving costs etc it'll be worth it when we're in a house that will not depress us like this place and mean we are not living on top of each other. :) Cannot wait, although I am v nervous about it all going through etc. Eek.


    Don't feel like a fraud, as long as you're keeping up with your payments it's not the end of the world! You have to create priorities & as long as you've thought long & hard about it, it's still what you want & it doesn't push you into a dangerous level of debt then I don't think anyone can hold it against you. For me personally it's 1 cheapish hol this year & our wedding next year, & then everything can be thrown at debt. We'll all get there to that DF status in our own time - I personally would be going mad if I had a 1 bed place with my OH & I'm marrying him next year, so good luck guys! x
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
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