Tesco credit card - GAH!

Jammi

Miss_Blyton wrote: »

As for contacting me, my partner's cc company do contact him when he gets near the limit. I assumed that was normal good practice.

If you decide to hang on to the Tesco card you can set up a range of text/email alerts on-line, to automatically warn you that you are approaching you credit limit.

a&akay

From the Tesco site. Doesn't copy and paste very well but it gives you the gist.

Set up and manage alerts


You can use alerts to keep up to date with your account.
You can add or amend your account alerts here. You can choose to have these sent by email or by text to your mobile.
Account alerts

AlertStatus or delivery choiceCredit limit is reached or exceededdelivery method Off Email Email & Text Text Message Balance is more than£ delivery method Off Email Email & Text Text Message Balance is less than£ delivery method Off Email Email & Text Text Message Balance is within£ of my credit limitdelivery method Off Email Email & Text Text Message Payment due - remind me days before my payment is duedelivery method Off Email Email & Text Text Message Alert me on
(dd/mm/yyyy)Alert #1 day / Alert #1 month / Alert #1 year about delivery method Off Email Email & Text Text Message Alert me on
(dd/mm/yyyy)Alert #2 day / Alert #2 month / Alert #2 year about delivery method Off Email Email & Text Text Message Fraud Alert Off

Ben8282

You have gone over your limit by a very substantial amount. Why should they refund the fee? Why should they contact you to tell you that your are near to your limit? Why should they stop you spending? If you need to be stopped from spending, the card should be taken away.

Rather than complaining you should be THANKING THEM for allowing the transactions to go through or whould you rather the inconvenience of DECLINED transactions? You are lucky that your account has not been cancelled. When you say 'I am sorely tempted to pay this off and close the account' you imply that you have still not paid the over limit amount. I suggest that you do this as soon as possible to avoid doing any further harm to your credit rating.

meer53

If it's advice you're looking for, pay off what you owe and keep a closer eye on your balance in future. I can understand not knowing to the nearest fiver - but £900 !!!!!!!!!!!!!

Shiloe

Miss_Blyton wrote: »

they've made no attempt to either contact me or to stop me spending.

Erm isnt this called self control ? God you spent the money its not their job to phone you to remind you that you bought things

Miss_Blyton wrote: »

I'm sorely tempted to pay this off and then cancel the account!

Good luck seeing as youve been over £900 of your limit and cant see that its your fault in getting whacked with charges :rotfl: