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Debate House Prices


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Why is it that people are so desperate to own houses?

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Comments

  • birkee wrote: »
    Thank you for the word "rant", but why not?
    The people who take your viewpoint, are invariably the people who DON'T pay for their care in old age. If you are into fairness, how fair is that?

    The people who DO get there, are inevitably the people who've paid taxes all their lives, to keep the Social Security package afloat, and instead of a thank you, they get their homes taken from them.

    How about treating it like a pension? If you haven't paid into it, you don't get it?
    Another baseless rant.

    You didn't answer my question. Who should pay for your care?

    You want me and my family to pay for you, so that you can leave money to your children. I have made provision for the possibility that I may need care in the future. If you haven't, and still want to leave money to your children then either let them provide your care or book an appointment at a clinic in Switzerland (I'm sure that you will leave the choice to your children).

    You have accumulated a small amount of capital but then consider that someone else should pay for your care. Follow your own advice. If you have the means to pay for it but choose not to, then you don't get it.
    "When the people fear the government there is tyranny, when the government fears the people there is liberty." - Thomas Jefferson
  • B_Blank
    B_Blank Posts: 1,105 Forumite
    birkee wrote: »
    It's no good! I can't get into your rationality!
    "My children didn't earn it, they have no right to it"?

    And you DO have a right to it?
    You didn't earn it either, neither did the state.
    Logic fail!

    I would offset the extra money from this to mean people pay less income tax. Then EVERY child benefits by getting more of what they work for. Whilst YOUR children, who dont deserve the money because they didnt earn it, get lower income tax rates but dont get a huge unearned inheritance.

    After all, why do you care who gets your money when you die? You will be dead so it wont matter to you anymore, I assure you of that!
    I am not a financial expert, and the post above is merely my opinion.:j
  • birkee
    birkee Posts: 1,933 Forumite
    Jimmy_31 wrote: »
    When it all kicks off you should expect something different to happen, probably when you request your rent the tenant will tell you through your own BTL property window to pi55 off:rotfl:, well yours and the banks window:rotfl:well mainly the banks window:rotfl:

    When it kicks off?
    Please don't tell me you think people are going to live rent free come the revolution? You will just have a different Landlord.
    Not to mention you disappearing into the Gulag if you dare complain or fail to pay your rent. :rotfl:
  • B_Blank
    B_Blank Posts: 1,105 Forumite
    Another baseless rant.

    You didn't answer my question. Who should pay for your care?

    You want me and my family to pay for you, so that you can leave money to your children. I have made provision for the possibility that I may need care in the future. If you haven't, and still want to leave money to your children then either let them provide your care or book an appointment at a clinic in Switzerland (I'm sure that you will leave the choice to your children).

    You have accumulated a small amount of capital but then consider that someone else should pay for your care. Follow your own advice. If you have the means to pay for it but choose not to, then you don't get it.

    Match point. Great post. His double standards are awful.
    I am not a financial expert, and the post above is merely my opinion.:j
  • birkee
    birkee Posts: 1,933 Forumite
    B_Blank wrote: »
    I would offset the extra money from this to mean people pay less income tax. Then EVERY child benefits by getting more of what they work for. Whilst YOUR children, who dont deserve the money because they didnt earn it, get lower income tax rates but dont get a huge unearned inheritance.

    After all, why do you care who gets your money when you die? You will be dead so it wont matter to you anymore, I assure you of that![/QUOTE]

    I want my property to go to the people I love and care for, rather than to people who would stab me in the back at the first chance.
    Have you told your offspring, that you are leaving everything to the state?
    You DO have something to leave don't you?
  • Jimmy_31
    Jimmy_31 Posts: 2,170 Forumite
    birkee wrote: »
    When it kicks off?
    Please don't tell me you think people are going to live rent free come the revolution? You will just have a different Landlord.
    Not to mention you disappearing into the Gulag if you dare complain or fail to pay your rent. :rotfl:

    Yeah i have heard thats how it used to work.

    Thats right, dont complain, do as you are told, yep we had that bit and now its over.

    There is nothing left:rotfl:
  • birkee
    birkee Posts: 1,933 Forumite
    B_Blank wrote: »
    Match point. Great post. His double standards are awful.

    Who's double standards?
    Either everybody pays for their care, or nobody pays for their care.
    Anything else is 'double standards'. Logic fail again!
  • B_Blank
    B_Blank Posts: 1,105 Forumite
    birkee wrote: »
    B_Blank wrote: »
    I would offset the extra money from this to mean people pay less income tax. Then EVERY child benefits by getting more of what they work for. Whilst YOUR children, who dont deserve the money because they didnt earn it, get lower income tax rates but dont get a huge unearned inheritance.

    After all, why do you care who gets your money when you die? You will be dead so it wont matter to you anymore, I assure you of that![/QUOTE]

    I want my property to go to the people I love and care for, rather than to people who would stab me in the back at the first chance.
    Have you told your offspring, that you are leaving everything to the state?
    You DO have something to leave don't you?

    I am due to inherit maybe £600k and will leave it all to charity.

    Your children will benefit by having lower income tax rates. You and your children are different people. Anyone with an ounce of descency wont expect to get unearned wealth off the back of a parents life. They dont deserve a single penny from you, and once you die then your money and assets cease to be yours and should be taken by the state who can use to money to lower income tax on people who work.

    Everybody wins. Its fairer because people get what they deserve (i.e. their income) and not what they are lucky enough to inherit.
    I am not a financial expert, and the post above is merely my opinion.:j
  • B_Blank
    B_Blank Posts: 1,105 Forumite
    birkee wrote: »
    Who's double standards?
    Either everybody pays for their care, or nobody pays for their care.
    Anything else is 'double standards'. Logic fail again!

    Not really, you want someone else to pay for your care just so you can pass your house on to your children who have done nothing to earn such a windfall.
    I am not a financial expert, and the post above is merely my opinion.:j
  • Just speaking for myself, when I was young and single I worked in relatively low paid jobs and couldn't afford to rent anything other than a bedsit. Not wanting to rent a bedroom and share a bath and kitchen with 5 other strangers, I looked into buying and found that a one bedroom self contained flat had a just about affordable mortgage. No brainer for me.

    After five years the flat was worth 3x what I paid and I sold it and used the profit to buy half a house with OH. Now I live in a house without a mortgage and half of it's mine.

    How could I have done that with renting?

    Not to mention the depression of living in a bedsit. Not for me.
    Love the animals: God has given them the rudiments of thought and joy untroubled. Do not trouble their joy, don't harrass them, don't deprive them of their happiness.
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