very odd interest offer

aimeej_2

Hi all
Well im still waiting for hsbc to get there bottoms into gear, wednesday is there deadline and they still dont know if my complaint is being upheld!

On a more positive note my friend has had there letter through from lloyds, personally I have had a bit of a giggle about it

Unfortunatley he cant remember dates but from doing simple maths this just looks daft, the below are all on credit cards

Calculations
Difference between the actual and revised balance = £777.59
Credit Interest at 8% per annum simple = £19.34
Total = £796.93

Hes not sure how long hes had the card, at least 6 years and has been paying £10 month ppi...... I think the interest they are offering looks absolutly crazy!!

Can some lovely person on here confirm the interest amount looks daft lol!!?!

Also on credit cards because the interest rate is so much higher should that be included?

thanks all

di3004

Hi there

I'm sure someone will be along soon to check this out , sorry I am hopeless on the calculations side of it lol.

How long have you been waiting to hear about your reclaim?

Contact details of the CEO/HSBC if you need to chase this up, good luck.;)
[EMAIL="chiefexecutivehsbcbank@hsbc.com"]chiefexecutivehsbcbank@hsbc.com[/EMAIL]

aimeej_2

to be honest its not been that bad, 14 weeks from the first call..... the lady on the phone today was saying theyve got 80,000 complaints in at the min and there finalizing with 2000 a day, not sure if that gives any account of speed at all.....

aimeej_2

Sorry that last post was my friend getting muddled he was talking about his claim with lloyds lol! my Hsbc one will be 16 weeks old on wednesday ive bin calling everyday for past 2 weeks after i was told 4 weeks ago my case was with a claim handler at hsbc in manchester and was very near the end! got told yesterday its just bin sat on there desk waiting to be looked at as theres so many... understandable really... however i cant understand how theyve now got 3 working days left to answer my claim and then calculate it (thinking positive lol) and not be at a point to tell me weather its being upheld or not..... however as its not 16 weeks till wednesday im still being very polite lol! The waiting is driving me crazy lol!! thanks for the email adress di, was getting ready to find that on wednesday xx

bandofbrothers

aimeej wrote: »

Sorry that last post was my friend getting muddled he was talking about his claim with lloyds lol! my Hsbc one will be 16 weeks old on wednesday ive bin calling everyday for past 2 weeks after i was told 4 weeks ago my case was with a claim handler at hsbc in manchester and was very near the end! got told yesterday its just bin sat on there desk waiting to be looked at as theres so many... understandable really... however i cant understand how theyve now got 3 working days left to answer my claim and then calculate it (thinking positive lol) and not be at a point to tell me weather its being upheld or not..... however as its not 16 weeks till wednesday im still being very polite lol! The waiting is driving me crazy lol!! thanks for the email adress di, was getting ready to find that on wednesday xx

Hang in there.

My claim started on 11/5/11 and i received my offer letter 15/9/11 which was a little over the 16 weeks deadline.

I was starting to get a little anxious too !