The end of the road

tony_ack

Oh, and one more thing... The best way to deal with intimidation in the street is to shrug it off, even if it really bothers you. I found that a bored yawn while they were mouthing off frustrated the hell out of them and they didn't really know what to say. And although I wouldn't advocate reacting to them, a quick shrug followed by a nonchalant 'grow up' also worked wonders.

I found it sad that their life was so boring that they had to annoy someone else. I also took some comfort in the fact that some of these people hated us with a passion when, to be honest, we couldn't care less about them.

turbo.jet

Couldn't agree more... particularly -

"The one thing to remember is that things do get better, and they usually do so with not as much intervention as you think."
"The best way to deal with intimidation in the street is to shrug it off, even if it really bothers you"

And start getting the different authorities involved.

Good luck!

happymoneysaver79

Thanks guys. I suppose I wouldn't be quite as worried if I didn't have kids. These people are the local !!!!! and don't know when to lay off. I am sick to the stomach every waking hour. Things have been bad around here for years,its not a place to bring up a family you cant even go to the park without hastle and me and the kids have been virtually prisonners in our own home for 5 years. I've had enough and am desperately looking at every avenue to get out and get my parents out too. One of my parents has MS and its awful watching this stressful situation make them worse. We have wanted to move from the minute we arrived practically, this was never supposed to be a long term plan. If I thought I could start again I would hand the keys back to the mortgage company but I know its not as easy as that. I posted in the mortgage forum with our details but so far no one has offered any helpful suggestions. I am racking my brains but the dark cloud of depression is making this difficult.
Thanks again everyone for your support xx

gien

Have you actually asked your mortgage lender if you can rent out the house? I may well be wrong but if you are managing to cover the nortgage payments Every month would they worry about the negative equity ( or do you mean arrears?).

Mrs_De_Bris

First of all, I really feel for you. This is a truly awful situation.

I've gone through trouble with neighbours myself. As someone else already said, the best thing to do when you see them outside is not to react - that is what they are after. Go out keep your head up just don't react or get into any form of dialogue with them.

I had to involve the police in my situation and it meant that we couldn't sell when we tried as the incident had to be declared but it wasn't something that could be hidden anyway. Viewers will see these people either on their first visit or on subsequent times when they are checking the area out, so worrying about having to declare this later on is probably not an issue.

Involve the authorities as and when needed; I don't think you have any other choice with people like this

Really hope this ends well for you - will be thinking of you.

tony_ack

One option we considered at the time which was to be honest very very radical was to stop paying the mortgage and go bankrupt, thus losing the house. It may seem like an act of desparation, but when we weighed up the negatives of bankruptcy, against the perceived threat against our lives, it suddenly didn't seem so bad. I would say that this is a last resort though

trojanqueen72

Hi happymoneysaver79

I am also in the same situation like you several times in my life being a single mom of 2 kids.. and i truly understand how you feel right now...

First of all...though the fact that you are in a chain of trouble right now, always keep in mind "There is always someone else who is in worst situation than you have." It's my favorite quote..not that you are happy that they are in that situation but that you should or at least try to see negative things on a positive way. It's hard and idealistic---but that's the way it should be:)

Try to clean and clear up your mind by praying and devotedly giving up every heavy burden you have right now and feel refreshed with the clean up period of giving it up...surrender and accept that we are not alone doing and deciding on things we do in our life. After doing that, you will definitely feel better.
Then, try to list down all the things that bothers you--according to your priorities. Don't let everything go juggling around your brains. List it down and see which one you wanted to settle first, second,third and so on and so forth. We are not SUPERHEROES---with superpowers ( i use to tell myself that I AM NOT A SUPERWOMAN) We don't have 10 pairs of hands to do everything at one time...so the best thing to do when you have lots of load--is to identify your priorities..from there you will be able to start think clearly where and what to start settling.
Life is not easy...but we can make it work like others do. IF OTHERS CAN, WHY CAN'T I? KEEP THE FAITH...STAY POSITIVE AND ASK FOR GOD'S GUIDANCE.

We are nothing without HIM and we are something with special powers if we do things with HIM.."Seek ye first thy kingdom of God and His righteousness. And all this things shall be added unto you." Nothing is impossible with Him....always remember that

Hope i gave you a very encouraging advice...Stay blessed...

happymoneysaver79

Could this be a light at the end of the tunnel...............
I have spoken to so many kind, lovely people today and feel slightly better for it.
Firstly I told my parents that I am on a debt management plan and tried to paint a rosy picture of the situation to make them less horrified:eek:
My father hasn't taken it well at all and I've not seen him since. I havent told them about the secured loan that I took out on my property - they dont need to know about that too, they also dont know how much i owe on the debt management plan but they know it exists.
My mortgage advisor said that we could possibly be included on a mortgage dispite our financial situation - not sure how I feel about this at the moment but its a start. Spent the afternoon ringing the mortgage company who say they think there will be no problem with a consent to let.
We are about to take another hard look at our finances to see where we can make cuts etc.
Its been a long week xxx