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The end of the road
Comments
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I am sitting here with a handful of my only remaining treasured possesions - my grans jewellery, nothing much of value, trying to list them on ebay to put towards a deposit for a rented house whilst they are shouting and swearing outside. I am so stressed i feel like i am going to have a heart attack.You cant have everything; where would you put it?
Reclaimed: marbles c/card-£131.00,MBNA c/card-£385.00,Capital One c/card-£230.00,Natwest c/card-£248.68,Nationwide PPI-£1590.88,Nationwide c/card-£56.21,Barclays PPI-£2805.280 -
Sorry if I've missed it, but why aren't you living in the other house?You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
because firstly we have tenants in it who are on a 6 months contract, it is 30 miles further away from my husbands work therefore higher petrol costs already travel 30 miles to work. It would mean uprooting my daughter from a school she loves and as far as i'm aware we cant let out this property as we are in negative equity.You cant have everything; where would you put it?
Reclaimed: marbles c/card-£131.00,MBNA c/card-£385.00,Capital One c/card-£230.00,Natwest c/card-£248.68,Nationwide PPI-£1590.88,Nationwide c/card-£56.21,Barclays PPI-£2805.280 -
Hi,
Sorry to hear this. Every one has the right to be able to live in their own home without fear from neighbours / people outside etc.
I guess you have 3 options
1)Move
2)Try to energise / alert the authorities /other neighbours to take them on.
3) The grin and bear it approach does not seem an option.
Just try and work through your options.
I wish you well.
Best0 -
I feel terrible for you, you definitely should not have to put up with neighbours like these. In the good old days a visit to them from a few rough men would have solved the problem. Now the world has gone mad and the law protects people like this whilst the tax payer picks up the bill for their offspring. Personally if it were up to me I would bring back work houses.
Call 101 every time you feel threatened or intimidated, get the council to put pressure on the landlord. If all else fails ask a few big guys to come over for a social evening.0 -
Hi Happymoneysaver
Really sorry to hear of your current situation, it sounds horrific.
I looked on line and couldn't find any reason not to rent out a house with negative equity, except that some mortgage lenders will charge higher interest[ could this not be adjusted on your DMP?just a thought}.
Hopefully someone who has expertise in this area will be able to come on line and advise you
take care
ALD650 -
OP, firstly sorry to hear your bad news, I have had to deal with a problem neighbour beofre and its very awkward, but fortunately I was able to sort it out with them by talking to them.
Firstly, you can't let these people drive you out of your home. I take it if they weren't living next door then you wouldn't want to go?
I would call the environmental health, they are good, you can also do it annomously if you want. Now it may take a while of recordings and noting things down, but if they are as bad as you say they are, then im sure something will be done.
I also wouldn't worry too much about the dispute be recorded against your home, as when you come to sell your not going to be the first and certainly not the last person to have had a dispute with a neighbour. And if you did sell or rent the property, and a buyer or tenant asks you what the neighbours are like, would you lie and tell them that the neighbours were great.
Also do you want the burden of having to let out a second property, if you don't have much money behind you, what if tenant defaults on rent etc, you need a safety net.
I know its tough, but Iwould speak to EH, even if its just a conversation to start with.
Good Luck.0 -
well just an update. The poo hit the fan at the weekend. My partner was verbally abused by the neighbours children so he confronted the mother and asked her to sort her children out, my father was present at the time and went over to my partner to ask him to come back inside and after a bit of an exchange they both came back inside. I was threatened by the neighbour - she said her husband who had just done time for murder would be out to kill me. My 5 year old and 2 year old heard all this and now refuse to go to school or leave the house. The police were called by the neighbour who accused my partner of assaulting her child, she said she was smacked in the nose. The police came and issued us with a warning to stop intimidating the neighbours but suggested that we were the ones not to blame. We invited the pcso's to the house the next day and they said they would investigate the neighbours and get back to us, they were supportive and understanding. Since this all happened I have not been out of the house and my daughter has not been to school, I am in a state and cant snap out of it. I am looking at every which way we can leave with my mum and dad but the future doesnt look good.
Its at times like this I wish I had never been born.
Thank you all for your kind words and advice xxYou cant have everything; where would you put it?
Reclaimed: marbles c/card-£131.00,MBNA c/card-£385.00,Capital One c/card-£230.00,Natwest c/card-£248.68,Nationwide PPI-£1590.88,Nationwide c/card-£56.21,Barclays PPI-£2805.280 -
Oh how truly awful. Hang in there, be strong and confident that one day you will look back on these days.
With regards to advice, you need to set aside your concerns about having a complaint record against the house. It is more important to get this sorted. They have complained about you and it is time for you to start complaining about them. Involve the enviro-health, write to your MP, stay in touch with the police. Most of all, keep your head held high when you walk past them and do not act intimidated.
Wishing you every strength you need xDecember 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150 -
We were in a similar situation to you a while back. We lived opposite the local moron. He was 14 when we moved in and he and his friends had us marked from the second we entered the house for the first time. We got no end of trouble for 3 years, from threats, jumping on our cars, smashing car Windows, stones at the house, and his crowning glory was breaking into the house on the day my partner was due to give birth. It didn't help that his aunt lived next to is too, though you wouldn't know it the number of times he broke into her house (she was the local dealer and he was after her 'stock'. Add into the mix that his neighbour was his best friend and liked to stir trouble and her boyfriend was a psychopath who had done time for attempted murder.
So what happened? Well, first his aunt moved out. The new neighbours were slightly better, but they eventually were forced out by the moron who still believed they were living in his aunt's house and needed to be punished for it. Then the stirred and psycho moved out of her mum's house into their own place. It is only a couple of doors up the street, but it is a private let, and the landlord, knowing their reputation has given them one and only one chance. So far they have been a model young family. And then moron... Well soon after he turned 17 his dad had enough and kicked him out. He has been in and out of care and shelters since then. The instant he went, the trouble stopped. No more vandalism. No more trouble. No more gangs outside the house. He occasionally returns for a few days, leaving a trail of smashed fences in his wake, but his 'friends' no longer want anything to do with him.
The one thing to remember is that things do get better, and they usually do so with not as much intervention as you think.
You do need to set the wheels in motion though. There are bound to be other people on your street who are having trouble with your neighbours or their kids. Discretely ask around when you pass in the street, and share your.experiences. You also need to involve the police when things get out of hand - if they receive enough complaints they will take action. You'd also be surprised by how many others have complained. Never approach the kids directly, always the parents - scum like these know how to twist the law to their advantage. I would forget about any concerns about property values right now - besides I'd feel more comfortable selling a house with past problems which have been resolved, than a house with no declared problems, but with neighbours from hell. Finally renting the house out won't solve your problems - your tenants will have exactly the same issues, and you'll struggle to keep the house occupied.0
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