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What is your monthly fun money date??

Oregon
Oregon Posts: 197 Forumite
edited 20 September 2011 at 8:10PM in Debt-free wannabe
I just worked mine out by doing (monthly bills and loan repayments and minimum cc payments) divided by (monthly take home income)

And then multiplied that by 30 (days a month-ish)

And came up with 26!

So I work up until the 26th of each month just to pay my outgoings!!! from the 27th onwards (all 4 or 5 days of it!!) the money is mine all mine.....

SCARY


What's yours?!?!


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*No debts* ;)
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Comments

  • BlueSD
    BlueSD Posts: 48 Forumite
    This is my first time of posting and I love this calculation! I worked mine out at 22 days - but would love to reduce that down even further.

    BlueSD
  • Oregon
    Oregon Posts: 197 Forumite
    Aw thanks hun :)
    I feel honoured to have taken your MSE posting virginity as it were ;)
    *No debts* ;)
  • Mine is a few hours short of 23 days. When I have finished repaying my OH, I will be down to 14 days! YAY!!
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • Mine is the 21st. I like this idea! When i used to work in an hourly wage job, i used to work out how many hours i worked for and how many for the tax man.
  • BlueSD
    BlueSD Posts: 48 Forumite
    I'm delighted to have lost it to you!

    Actually, I've been an avid reader, and secret lurker, for a good two years or so (MSE is my guilty pleasure), but never quite got round to posting!

    :beer:
  • Oregon
    Oregon Posts: 197 Forumite
    Ha ha. So how was it for you??!!
    *No debts* ;)
  • Ooh, more fun with calculations :D If you include mine AND my hubby's income, it's the 10th, but we only finished paying off our debts two months ago (so we had everything pared right down) and technically everything after that goes to savings. It's a good feeling though, knowing that I'm working 20 days towards a deposit :)
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    21st, but I try to put any 'extra' money towards the debt anyway.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Oregon
    Oregon Posts: 197 Forumite
    I need to put my thinking cap on to get my number waaaaaay down!!
    *No debts* ;)
  • Mine's the 23rd.

    What is a bit sad about this is that I don't have any debt and this is just my monthly outgoings so it's unlikely to ever improve:(:( (unless I win the lottery:D)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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